Amit Kumar Sen

Analytical Financial Crime Compliance Professional with 10+ years of comprehensive experience in banking operations, transaction monitoring, and fraud management. Expert in transforming compliance departments from reactive to proactive utilizing modern operating models powered by data analysis and intelligent technologies. Hands-on expertise driving rigorous KYC screenings, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Event-Driven/Ongoing Customer Due Diligence (ECDD/OCDD).

Proven ability to perform duties objectively and devoid of inherent biases to protect client operations from money laundering, terrorist financing, and systemic fraud. Equipped with excellent communication and comprehension capabilities, robust stress-management skillsets, and active professional preparation for the GitHub Copilot GH300 Certification to drive workflow automation.

Assistant Manager – Compliance (Team Lead) - Ernst & Young (EY GDS) - Kolkata, India

(2025-05)

• Lead a US Banking project, supervising end-to-end AML transaction monitoring and proactive risk screening operations.
• Partner with team leadership to establish high performance standards, driving collective ownership of quality, timelines, and deliverables.
• Manage complex alert verification processes, checking customer transfers against sanctions watchlists, databases, and fraud indices.
• Actively mentor and coach a team of analysts, using the structured review of work to deepen technical compliance expertise.
• Execute duties objectively, maintaining strict regulatory adherence devoid of personal beliefs, in strict alignment with client policies.
• Synthesize multi-stream client compliance data, formulating risk mitigation strategies to prevent terrorist financing and laundering actions.

Unit Manager - ICICI Bank - Bhubaneswar, India

(2022-11 - 2025-05)

• Enforced rigorous compliance protocols for KYC/AML regulations, supervising customer identification and Enhanced Due Diligence (EDD/OCDD).
• Investigated and resolved increasingly complex payment problems, analyzing transaction records for illegal capital movement trends.
• Maintained robust coping skills and high emotional resilience under pressure, ensuring prompt resolution of priority issues.
• Promoted from Team Lead to Unit Manager for demonstrating outstanding critical thinking, objectivity, and leadership under rotational environments.

Service Delivery Manager - IndusInd Bank - Kolkata, India

(2022-05 - 2022-11)

• Analyzed operational processes and system controls to verify customer onboarding suitability and check potential transaction fraud.
• Collaborated closely with risk management and compliance peers to address and escalate payment product anomalies.

Operations Manager - HDFC Bank - Kolkata, India

(2018-12 - 2022-03)

• Authorized high-value transactions and audited process controls to ensure strict compliance with federal anti-money laundering laws.
• Synthesized information across multiple banking streams to detect, mitigate, and report potentially fraudulent fund activities.

Service Officer - Kotak Mahindra Bank

(2016 - 2018)

Managed fund transfers and resolved escalated payment product inquiries in compliance with banking regulations.

Customer Service Officer - Axis Bank

(2014 - 2016)

Executed central processing and verified customer identities for diverse payment products.

Bachelor of Technology (B.Tech) - Information Technology - Biju Patnaik University of Technology, Odisha (2008 - 2012)