Credit analyst with over 12.5 yrs of experience.
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Seasoned credit risk and structured lending professional with 12.5+ years of experience across India's top public sector banks — State Bank of India and Bank of Baroda. I specialize in underwriting high-value corporate credit, managing large-scale credit portfolios and leading complex treasury and RTGS operations.
I’ve worked extensively across multiple verticals: credit risk,corporate lending, treasury front and back office, interbank settlements, and regulatory compliance. My leadership in RTGS process stabilization during BoB’s migration from Finacle 9 to Finacle 10 — impacting 5,500+ branches — demonstrates my ability to resolve large-scale systemic issues under pressure.
Certified CAIIB and CFA Level 1, I bring a strong foundation in financial analysis, credit structuring, and portfolio monitoring.
My recent role as Chief Manager& Credit Analyst (CCG) at SBI sharpened my skills in risk governance, sanction writing, and cross-functional collaboration.
State Bank of India – Chief Manager & Credit Analyst, Corporate Credit
Feb 2018 – Feb 2024
Bank of Baroda – Senior Manager, Treasury
Jan 2016 – Jan 2018
July 2015 – December 2015
Supported Credit Head to monitor and manage a ₹5,500 Cr portfolio across 84 branches of Nagpur region.
September 2011 – July 2015
MBA (Finance), Pune University, 2011
BE (Electronics & Telecomm), Pune University, 2009
