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Mortgage and Credit Risk professional with 8+ years of experience in mortgage underwriting support, credit analysis, and financial risk assessment. Proven expertise in income verification, creditworthiness evaluation, loan-to-value (LTV) analysis, and financial statement analysis. Experienced in mortgage documentation review, risk mitigation, and compliance with lending policies.
Certified in AI-Empowered Mortgage Analysis with exposure to AI-driven mortgage automation and data analysis. Adept at working with large financial datasets, MIS reporting, and process optimization. Seeking to contribute to innovative fintech platforms such as Better.com by combining mortgage expertise with AI-enabled credit evaluation.
Associate Manager – Credit Risk Assessment at HDFC Sales Pvt Ltd (2017-05 – 2025-05)
Conducted creditworthiness assessment for mortgage applicants and evaluated loan-to-value ratios, repayment capacity, and financial stability to support mortgage approval decisions.
Master of Business Administration (MBA) in Finance & Marketing
Master of Science (MSc) in Applied Psychology
