Ankit Gupta

Relationship Officer at Muthoot Microfin Limited

Talent

MohaliMember since May 10, 2026

ReactNode.jsRESTful APIsJWTKafkaMicroservicesMongoDBRustSolanaSoliditySmart ContractsHardhatethers.jsSocket.ioRazorpayMetaMaskBcrypt2FA OTPCSRF protectionIP rate limitingPassion and desire to work in the social service sectorAbility & desire for hands on work in the field with customersBasic Knowledge of accounting and financeBasic Computer knowledgeMarketing and sales skillsGood interpersonal skillsAbility to CommunicateGood verbal fluency and using simple, clear and purposeful language

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About

Campus recruitment opportunity for 2027 Passing Out Batch at Muthoot Microfin Limited, the flagship company of Muthoot Pappachan Group (MPG). Established in 1887, MPG is a diversified conglomerate with presence in multiple verticals including financial services, Hospitality, Automotive, Real Estate & Infrastructure, IT services, Healthcare, Precious Metals, Global Services and Alternative Energy.

Experience

Relationship Officer - Muthoot Microfin Limited - Pan India

(2027)

The role encompasses compliance and management of group loans, loan appraisal, promotion of products, follow-up on disbursements, and client service delivery.

Compliance and Management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.
Promotion: Promotes new potential clients and eligible clients offering various other products
Loan Appraisal: Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc
Makes sure that the client meets the credit requirements.
Visits the client's business and home to do the assessment, following the credit policy procedures.
Analyzes and presents a consistent loan proposal to the Credit team for its approval.
Informs the client about the Credit team decision
Follow-up: Follows the loan disbursement process.
In case of arrears visits clients and guarantors for the loan recovery.
Informs the BRM or AM about the demand in his/her assigned area as well as on the competition.
Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
Responsible for his/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities
Client service: Provides a quick and timely service to the clients, making sure that the client's expectations are fulfilled whenever is possible.
Ensures a good and respectful treatment to the clients and establishes a professional relationship with them, with a long term perspective.
Guarantees confidential treatment to all the information gathered from the client and of the Institution