Anurag Singh

Passionate and goal-oriented credit analyst with a robust financial skill including credit risk analysis, financial planning, claims recovery and financial ratios preparation. Detail-oriented professional with a grip on various applications including Capital IQ and Pitchbook Data to maintain appropriate credit documentation. Flexible team player who thrives in environments requiring the ability to prioritize multiple projects simultaneously and effectively.

Sr. Finance Executive - ICICI Bank Pvt Ltd.

(2026-06-22)

• Financial Liability: The business entity is legally responsible for repaying the loan. If the business defaults, the lender can repossess the vehicle and pursue the company's business assets.
• Compliance and Maintenance: The business must maintain comprehensive commercial insurance, valid RTO fitness certificates, and up-to-date road permits throughout the loan tenure.
• Entity Profile: Lenders review company financials (e.g., Profit & Loss, GST returns), credit history, and business stability.
• Documentation: Required documents include business registration (e.g., Certificate of Incorporation, or MSME/Udyam Registration), company bank statements, and Board Resolutions.

Sr. Finance Executive - Grihum Housing Finance Pvt Ltd.

(2025-10-09 - 2026-05-06)

• Taxes and Utility Bills: You are entirely responsible for paying all municipal taxes, society maintenance charges, and utility bills associated with the property
• Property Maintenance: You must keep the property in good repair, as it serves as the collateral for the home loan.

Finance Executive - Bajaj Finance Pvt Ltd.

(2024-02-29 - 2025-10-08)

• Accurate Verification: Ensure the customer's KYC documents (Aadhaar, PAN) and banking details are captured correctly.
• Scheme Explanations: Transparently explain loan tenures, zero down payment structures, and any associated processing fees.
• Product Delivery: Hand over the correct consumer durable to the borrower in pristine condition
• Avoid Defaults: Maintain adequate funds in the registered bank account to prevent bounce charges and negative impacts on CIBIL scores.

Bachelor of Art - English Background - Shiv Gyan Degree College (2023)

Intermediate - UP Board (2020)

Matriculation - UP Board (2018)