Archana Dinesh

Senior KYC/AML Analyst with 11 years of experience in financial crime compliance, specializing in end-to-end KYC reviews, AML transaction monitoring, and due diligence for retail and business banking clients. Expertise in CDD, EDD, sanctions screening, and risk assessment using tools like Moody's, Alacra, and LexisNexis. Proven track record of ensuring regulatory compliance, preparing audit-ready documentation, and supporting SAR investigations.

Adept at analyzing complex ownership structures, transaction patterns, and high-risk activities to mitigate financial crime risks.

Senior Analyst - Barclays (BGSCPL) - Chennai

(2023-01 - 2026-09)

• Performed end-to-end KYC reviews for Business Banking customers.
• Verified KYC documents and customer identification (UK KYC standards).
• Conducted CDD, EDD, and screening using Moody's and Alacra Clarity.
• Reviewed periodic and trigger cases (crypto, cash deposits, restricted countries, high turnover, etc.).
• Analysed customer transactions, ownership structure, Source of Funds (SOF), and Source of Wealth (SOW).
• Contacted customers to obtain supporting documents and clarify transactions.
• Prepared investigation summaries and recommended maintain, risk change, or exit decisions.
• Supported SAR and DAML investigations with evidence and audit-ready documentation.

Senior Associate - Randstad India Pvt Ltd (Barclays)

(2022-01 - 2022-06)

• Conduct end-to-end transaction monitoring investigations for retail and business banking customers.
• Review customer transactions to identify unusual and suspicious activity.
• Perform AML investigations in accordance with internal policies and regulatory requirements.
• Analyze transaction patterns, customer behavior, and account activities.
• Review Source of Funds and Source of Wealth documentation.
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD).
• Investigate high-risk alerts generated through transaction monitoring systems.
• Escalate suspicious activities for further financial crime investigation where applicable.
• Document investigation findings with detailed case narratives.
• Collaborate with Compliance, Financial Crime, and Operations teams.
• Ensure adherence to Barclays AML policies and regulatory standards.
• Meet SLA and quality targets while maintaining high investigation accuracys.

Senior Associate - Teamware Solutions

(2021-02 - 2022-01)

• Conducted KYC verification and due diligence for corporate and individual clients.
• Performed sanctions screening and adverse media checks.
• Maintained accurate documentation in compliance with AML guidelines.

Analyst - Accenture - Chennai

(2020-08 - 2020-12)

• Reviewed KYC data and transaction history using AML systems.
• Conducted screening using Factiva and other tools.
• Investigated discrepancies and ensured compliance with KYC standards.

Senior Associate - Wipro - Chennai

(2017-07 - 2020-03)

• Performed KYC verification and AML transaction monitoring using tools like Mantas.
• Conducted adverse media screening and sanctions checks.
• Gathered client data from sources like LexisNexis, government websites, and company filings.
• Documented analysis and ensured regulatory compliance.

Process Advisor - Kelly Shared Services Ltd

(2014-12 - 2017-07)

• Managed customer accounts and resolved banking-related queries.
• Handled complaints related to current accounts, mortgages, and credit cards.
• Ensured timely resolution within SLA/TAT.
• Conducted fraud detection through customer data verification.
• Liaised with Financial Ombudsman Service for complaint handling.
• Provided customer education on products and services.

B.Com - Sri Muthukumaran Arts & Science College

HSC - PSBB Matriculation Hr. Sec. School