Arun Kumaran

AML and Financial Crime Compliance professional with 13+ years of experience supporting global banking and financial services institutions. CAMS, IIBF and CTMA certified, with strong expertise in KYC review and validation, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and risk-based assessments for corporate, commercial, and complex legal entity clients. Proven experience in KYC quality assurance, adverse media and sanctions screening, beneficial ownership analysis, and escalation of high-risk cases in compliance with AML/BSA regulations, the USA PATRIOT Act, and internal compliance frameworks.

Demonstrated ability to collaborate with front office, compliance, and risk stakeholders to resolve complex AML issues and deliver regulator-ready KYC records within defined SLA timelines. Hands-on experience with industry-leading AML tools including Lexis Nexis, WorldCheck, Dow Jones, Fenergo, and Vigilance.

Consultant at Ernst & Young LLP (2024-08 – Present)

• Led a team of analysts by allocating daily workloads, monitoring productivity, and ensuring timely completion of KYC reviews within agreed SLA and quality standards.
• Acted as the primary point of contact for process-related queries, providing guidance and mentoring team members on KYC, CDD, EDD, sanctions screening, and regulatory requirements.
• Conducted quality reviews of completed cases, identified gaps, delivered constructive feedback, and implemented corrective actions to improve team accuracy and compliance.
• Coordinated with Relationship Managers, Compliance, AML, and EDD teams to resolve complex KYC cases and expedite high-risk client onboarding and periodic reviews.
• Monitored team performance through daily productivity and quality reports, proactively managing workload distribution to meet operational targets.

Senior Associate at BNP Paribas India Solutions Private Limited (2021-05 – 2024-06)

• Performed independent checks of KYC information provided by the front office.
• Coordinated and collected client-specific information and completed documentation, including maintenance and updating of AML/KYC records and information for existing clients.
• Identified and escalated any suspicious or unusual matters to AML & Line of business Compliance for further investigation.
• Performed Periodic KYC reviews on risk based schedule

Due Diligence Analyst at Wells Fargo India Solutions Private Ltd (2017-11 – 2021-05)

• Performed quality control reviews of KYC compliance processes for commercial and capital markets clients in accordance with the USA PATRIOT Act, Wholesale CIP/CDD/EDD standards, and Wells Fargo AML/BSA policies.
• Ensured Customer Due Diligence (CDD) was accurately completed by Lines of Business and that Enhanced Due Diligence (EDD) was applied where required to mitigate AML and financial crime risks.
• Reviewed client files to identify data discrepancies, gaps, and anomalies impacting KYC and AML compliance.
• Conducted root cause analysis on recurring issues and collaborated with stakeholders to reduce errors and improve process quality.
• Supported ongoing AML risk mitigation efforts by maintaining high standards of KYC data accuracy and regulatory adherence.

CSE-A Processing Executive at HSBC Electronic Data Processing India Private Ltd (2015-02 – 2017-11)

• Reviewed KYC records for completeness and accuracy, ensuring appropriate due diligence, risk assessments, and document validation were performed for existing clients in line with regulatory KYC requirements.
• Conducted KYC document sourcing and Enhanced Due Diligence (EDD) reviews, validating client information, ownership structures, and risk profiles to support AML compliance.
• Collaborated with Compliance teams to discuss and escalate complex issues related to client types, ownership structures, financial products, services, and AML risk factors.

Process Advisor at Kelly Services India Private Ltd (2014-05 – 2015-02)

• Logged and investigated customer credit card complaints as per Barclays payment protection insurance (PPI) policies.
• Helped resolve disputed claims as an official client representative.
• Responded to customer complaints by email.

Processing Executive (Trainee Processing Executive for a period from 25-Jun-2012 to 31-May-2013) at MMC Infotech Services(P) Ltd (2012-06 – 2014-03)

• Performed amendment on customer account details based on customer request.
• Maintained accurate and customer account data with online forms, processing and digital information updates.
• Responded to client through email.

B.Tech/B.E. – SMK Formra Institute of Technology (2011)