Asgar Ali Syed

Experienced banking professional with 27 years of rich experience in cooperative banking sector with 4.5 years in management role. Strong expertise in branch operations, credit & loan management, compliance, audit coordination, customer service and team leadership. Proven ability to drive operational efficiency, ensure regulatory compliance and build lasting customer relationships.

Various Positions including Branch Manager at BOMBAY MERCANTILE CO-OPERATIVE BANK LTD. (1998-12 – 2026-05)

Worked in different capacities across the bank handling diverse departments. Served as Branch Manager for 4.5 years with overall responsibility for branch operations and team management.

• Branch Management: Overall in-charge of branch operations, business development, customer service and staff supervision.
• Cash Management: Handling of cash operations, vault management and cash balancing.
• Clearing & Remittance: Processing of clearing instruments, RTGS/NEFT and inward/outward remittances.
• Loan & Advances: Appraisal, documentation, disbursement, monitoring and recovery of loans including personal loans and business loans.
• Deposits: Mobilization of deposits, KYC compliance, renewal of deposits and customer account servicing.
• Compliance & Audit: Ensuring compliance with RBI guidelines, internal controls and timely completion of statutory audits. Coordinated with auditors and head office.
• TDS & Statutory Compliance: Deduction and filing of TDS, GST (where applicable) and other statutory returns.
• Customer Service: Handling customer queries, grievance redressal and maintaining strong customer relationships.
• Reporting: Preparation of daily, monthly and annual reports, MIS and returns as per regulatory requirements.
• Team Leadership: Training, motivating and supervising staff to achieve branch targets and maintain service quality.
• Other Duties: Any other responsibilities assigned by Head Office from time to time.

B.A. in Economics – Hemchandracharya North Gujarat University (HNGU) (1992)