MANAGER (Micro Enterprises Business) - YES BANK - Dehradun
(2022-09)
Profile Handle: RL-Portfolio MIB (WC/LAP). Handling 1 Branch of Dehradun cluster with a total portfolio size of Rs 82 Crs.
- Generating leads through Branch channel and Open Market by doing market activity (WC/LAP and other banking product)
- Giving Prior intimation to portfolio customers for Stock statement, CGTMS fees, Property/Stock insurance, Renewals and resolving interest serving part within time frame to keep healthy Relationship
- Visits to new Prospective & existing SME customers singly or jointly with credit team
- Cross-Selling of bank products like CASA/Credit Card/Car Loan/CV/Yes Security/Swap Machine
- Cross-Selling of General insurance, Life Insurance, Loan Protector and Life Insurance
- Actively working on OOO and NPA Account and timely update reminder to the client for Renewal and Exception
- Working on FTR login and FTR disbursement through digital process
MANAGER (Emerging Enterprises Group) - HDFC BANK - Dehradun
(2022-03 - 2022-09)
Profile Handle: EEG RM (Emerging Enterprises Group) - Acquisition Manager. Handling 6 Branches of Dehradun cluster with a total portfolio size of Rs 50 Crs.
- Generated leads through Branch channel and Open Market
DEPUTY MANAGER (Small Business Banking) - AXIS BANK - Moradabad and Dehradun
(2017-07 - 2022-03)
Profile Handle: SBB (Small Business Banking). Role: Portfolio and Acquisition Manager. Worked in different locations: Haridwar, Roorkee, Rishikesh, Najibabad, Kotdwar, Muzzafarnagar, Moradabad, Rampur, Sambhal, Chandausi. Handling 17 Branches of different clusters with a total portfolio size of Rs 210 Crs.
- Took care of Secured and Unsecured products and Generated leads through Branch channel/DSA/Connector/Open Market through team members in all locations
- Provided training to each RO/RE of team about the banks products, KYC norms, Policy and Checklist
- Responsible for the targets given to each RO/RE and monitoring their daily, weekly and monthly performance. Had a Team size of 4-5 RO/RE given direction for fresh cases, Renewal cases, Stock statement and financial and Non-Financial Irregularity of portfolio customers by focusing irregularity bucket of (0-30, 30-60, 60-90 and 90+)
- Given Prior intimation to portfolio customers for Stock statement, CGTMS fees, Property insurance expiry, Insurance expiry, Renewals, and resolve interest serving part within time frame to keep healthy Relationship
Assistant Manager (BRP) - YES BANK - Moradabad
(2013-09 - 2017-07)
Profile Handle: Current Account.
- Responsible to open and maintain the healthy CA base of the bank and giving healthy lead for Working capital
- Highest achiever in opening the current account of the bank
O.F (OFFICE SALES) - AXIS BANK - Moradabad
(2012-05 - 2013-08)
Profile Handle: CASA.
- Responsible to open and maintain the healthy CASA base of the bank
- Give more and more focus on the cross sales of other banking products and financial services offered by the bank like Insurance, SIP, Gold Credit card etc
- Got promoted to Officer Sales from BD in the short tenure of 9 months of joining the bank
TEAM LEADER - HDFC BANK - Moradabad
(2011-06 - 2012-04)
Handling the Team of 10-15 SSO (Senior Sales Officer) of both branches of HDFC Bank.
- Responsible for recruitment of SSO with concern of sales manager of the bank
- Responsible for the targets given to each SSO and monitoring their daily, weekly and monthly performance
- Provided the training to each SSO of the team about the banks products, KYC norms and how to present banks products effectively in comparison with other banks
- Frequent field visits with SSO to converts the leads on time, and to keep high-level of motivation among the team and Responsible for timely dispatch of forms with zero error by keeping KYC norms and other code of conduct
- Timely focus is given on activation and deflations of account below AMB
