Atul Tulankar
Dynamic Microfinance and Banking professional with 9+ years of experience
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About
Dynamic Microfinance and Banking professional with 9+ years of experience in Area Management, Regional Operations, Branch Management, Credit Operations, Collection Management, Business Development, Portfolio Risk Control, Team Leadership, and Audit Compliance. Experienced in handling multi-branch operations, large field teams, achieving high business and collection targets, staff recruitment, and operational excellence. Seeking a challenging leadership role as Area Manager / Regional Manager / Operations Manager.
Experience
Senior Area Manager (JLG) - Sahayog Multistate Credit Co-Operative Society Ltd.
(2023-11)
- Managing 9 branches with a team of 30–50 Field Collection Officers.
- Achieving monthly business targets of ₹2–3 Crore.
- Driving collection efficiency and portfolio quality.
- Area collection risk control and NPA reduction planning.
- Daily reporting to the Regional Manager via WhatsApp and Email.
- Staff recruitment, onboarding and performance management.
- Conducting Daily, Weekly and Monthly Review Meetings.
- Staff motivation, business planning and collection monitoring.
- Employee retention and attrition control.
- Taking feedback from staff, customers and management to improve business performance.
Regional Manager - Belstar Microfinance Ltd.
(2022-11 - 2023-11)
- Managed 6 branches with a team of 30–45 Field Officers.
- Achieved monthly business targets of ₹3–5 Crore.
- Collection efficiency improvement and portfolio monitoring.
- Area risk management and NPA reduction.
- Daily reporting to the Zonal Head.
- Staff recruitment and development.
- Conducted regular review meetings.
- Planned business expansion and collection improvement strategies.
Product Manager - YES BANK
(2022-05 - 2022-11)
- Managed operations across 5 branches.
- Verified loan disbursement files.
- Conducted GRT verification and member household visits.
- Verified original documents and member income.
- Conducted OD member visits and follow-up for recovery.
Area Manager - Asirvad Microfinance Ltd.
(2020-07 - 2022-05)
- Managed 4 branches with 15–20 Field Officers.
- Achieved monthly business targets of ₹2–3 Crore.
- Collection efficiency and portfolio risk management.
- Daily reporting to Divisional Manager.
- Staff recruitment and mentoring.
- Conducted daily, weekly and monthly review meetings.
- Developed business growth and NPA reduction plans.
- Introduced new business and soft collection strategies.
Branch Manager - Asirvad Microfinance Ltd.
(2018-06 - 2020-06)
- Managed complete branch operations.
- Team management and staff supervision.
- Cash handling and branch administration.
- Achieved branch business targets.
- Audit compliance and operational control.
- Expense verification and register maintenance.
- Conducted branch review meetings.
- Maintained operational and financial records.
Field Development Officer - Asirvad Microfinance Ltd.
(2017-04 - 2018-06)
- Achieved branch sales and loan disbursement targets.
- Conducted daily center meetings.
- Supported business development and customer acquisition.
- Reported daily activities to the Branch Manager.
Credit Officer - Utkarsh Small Finance Bank
(2016-08 - 2017-03)
- Loan sourcing and credit assessment.
- Achieved branch sales and disbursement targets.
- Conducted daily center meetings.
- Reported daily performance to the Branch Manager.
- Customer verification and relationship management.
Education
S.S.C - Maharashtra State Board (2011-03)
H.S.C - Maharashtra State Board (2013-02)
B. Com - Commerce (2017)
