Ayush Agarwal

Analytical Chartered Accountant experienced in Financial Planning & Analysis (FP&A), Corporate Governance, Statutory Audit, and Statutory Compliance. Secured CA Final exemptions in Advanced Financial Management (AFM), Financial Reporting (FR), and Indirect Tax Laws (IDT). Adept at interpreting complex datasets to analyze business performance and forecast financial trends to provide data-driven decision support to management.

Assistant Manager — Business Consulting - Ernst & Young Global Delivery Services (EY GDS) - Kolkata

(2026-02)

• Perform Variance Analysis on client engagement data to identify drivers of profit margin changes and support management decision-making.
• Build financial models and implement rolling forecasts to improve business agility and resource allocation.
• Develop Zero-Based Budgeting (ZBB) frameworks and interactive dashboards to track key performance metrics.
• Assist in drafting Annual Operating Plans (AOP) by consolidating departmental data and aligning financial targets with strategic business goals.
• Support cash flow forecasting initiatives to project short-term liquidity needs and analyze working capital trends.
• Evaluate internal control frameworks and create Risk and Control Matrices (RACM) to identify process vulnerabilities and mitigate risks.

Associate - PAMS & CO - Rourkela

(2024-10 - 2026-01)

• Formulated Projected Balance Sheets and Cash Flow Forecasts for corporate clients with an annual turnover exceeding INR 500 Cr.
• Partnered with client operations teams to develop department-level budgets, ensuring financial targets aligned with actual business capacity.
• Analyzed historical expenditure trends to build rolling 12-month OPEX forecasts, highlighting potential budget overruns to client management.
• Delivered data-driven recommendations on cost optimization, leading to a 5% reduction in non-recurring operational expenses for a key client.
• Supervised and mentored a team of 3 article assistants, ensuring high-quality audit deliverables and 100% adherence to statutory timelines.
• Spearheaded the finalization of Financial Statements for 5+ corporate clients adhering to Ind AS and statutory disclosure norms.
• Managed end-to-end Tax Audits (u/s 44AB) for 8+ clients, identifying potential tax savings of 5% through meticulous ledger scrutiny.

Article Assistant - R. Gopal & Associates - Rourkela

(2021-08 - 2024-09)

• Assisted in month-end close processes by generating budget-vs-actual variance reports for client operational spending.
• Analyzed historical working capital cycles to identify bottlenecks in accounts receivable, providing actionable insights to improve cash conversion.
• Conducted detailed ledger scrutiny to identify non-recurring items and revenue leakage, significantly improving the accuracy of Financial Statements.
• Executed end-to-end statutory audits for 10+ private companies (turnover INR 30–100 Cr), highlighting significant variations in expenditure.
• Executed the Statutory Central Audit (SCA) of UCO Bank; verified NPA classifications and adherence to RBI prudential norms.
• Managed ROC filings and drafted comprehensive statutory audit reports (including CARO) for 25+ companies, maintaining a perfect compliance record.

Chartered Accountant - The Institute of Chartered Accountants of India (ICAI) (2025-09)

Bachelor of Commerce - Commerce - Sambalpur University (2021)