Ayush Chaudhary

If there are three qualities that define me, they would be – diligent, ambitious and passionate about what I do. I have my hands-on as an Analyst experience with demonstrated history of offering credit facility to Corporates in Multiple Sectors.

Skilled in Financial and credit analysis of business across sectors and 3 years of diversified experience in Statutory and Internal Audit of Listed and Private Companies.

I believe in the power of creating a healthy environment for all and wish to hone my skills under the guidance of my peers and mentors

ICICI Bank - Wholesale Banking Group | Business and Credit Analyst 2021-2022

• Analyse the financial statements of the business and conduct credit risk assessments based on financials, peer analysis, cash flow and financial projections
• Extended and Assisted Credit Facilities of Rs 65 Crs that included Cash Credit/Overdraft,

Rupee Term Loan, Forex hedging, Takeover Facilities Competetor Banks

• Handling the portfolio of corporate clients having turnover in the range of Rs. 250 Crs

750 Crs

• Conducting Annual review/renewal and monitoring the compliance
• Analyse Credit Risk of the business using qualititative and quantitative models
• Formulate credit note basis the stakeholder's requirement and banks risk appetite for the credit facility sought by corporate client's
• Escalate credit risk concerns and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covererd and understanding the credit process, policies and banks's risk appetite
• Appropriately assess risk when business decisions are made, driving compliance with applicable laws, rules and regulations and adhering to policy
• Reviewing the regulatory and monitoring compliance from credit risk perspective

• Professional Degree - CA (1st Attempt)
• Graduation - Symbiosis College of Arts and Commerce - B.Com