Balaabiramy Sivakumar

• Presently Working in a Deputy Manager, State Bank of India , a premier public sector bank in India ., My presence role is sanctioning of Housing loan, Vehicle Loan, Education loan, Mortgage loan, Personal loan, Working capital Limits and Terme loan
• Subject Matter Expert (SME) Core Banking, Business Analysis functional core banking Business Analysis Manager functional core banking
• Experience in CASA, Deposits , Fatca, core setup
• Worked as Credit Manager/ Consultant in banking domain 
• Develop and maintain the marketing strategy for the branch.
• Attending Statutory Audit , Circle Audit, and Risk focusing Internal Audit (RFIA)

Assistant Manager August 2009 – May 2018Strategy, Advances and NPA Reduction Deputy ManagerJune 2018 to Till DateStrategy, Advances and NPA Reduction

• Presently Working in a Deputy Manager, State Bank of India , a premier public sector bank in India ., My presence role is sanctioning of Housing loan, Vehicle Loan, Education loan, Mortgage loan, Personal loan, Working capital Limits and Terme loan
• Subject Matter Expert (SME) Core Banking, Business Analysis functional core banking 

• Deposits retail lending, delinquency management front office operations for remittance 

• Having Knowledge in functional specifications documentation strong SME with 

QualificationDisciplineSchool/collegeBoard/UniversityYear of PassingBSc (Agri)Agricultural PANJANCO & RI Tamilnadu Agricultural University 2008