Balasaheb Shewale

Results-driven and highly experienced financial services professional with over 11 years of progressive experience in branch operations, credit management, and gold loan services. Proven expertise in branch leadership, portfolio growth, regulatory compliance, and risk assessment. Adept at leading teams, enhancing operational efficiency, and delivering customer-centric financial solutions.

Currently serving as a Branch Manager, driving business expansion and maintaining high credit quality standards.

Branch Manager at Manappuram Finance Limited (2023-03 – Present)

• Driving branch growth through strategic business development initiatives
• Achieving monthly and annual loan disbursement targets
• Building networks with contractors, agents, and local connectors
• Conducting customer profiling and financial assessments
• Ensuring compliance with credit policies and regulatory standards
• Managing team performance and operational efficiency

Branch Credit Head at Manappuram Finance Limited (2021-01 – 2023-02)

• Conducted in-depth credit underwriting and risk analysis
• Evaluated borrower profiles, income flows, and repayment capacity
• Performed field visits to validate customer authenticity
• Assessed collateral and coordinated with legal/technical teams
• Ensured adherence to company credit policies

Branch Head (Gold Loan) at Manappuram Finance Limited (2019-11 – 2020-12)

• Managed branch operations and gold custody processes
• Ensured secure storage and dual-control access systems
• Conducted periodic audits of gold packets
• Maintained strict operational compliance

Assistant Branch Head (Gold Loan) at Manappuram Finance Limited (2017-05 – 2019-11)

• Handled loan processing and documentation
• Performed KYC verification and fraud prevention
• Managed loan origination systems (LOS/LMS)
• Ensured smooth loan disbursement processes

Junior Assistant (Gold Loan) at Manappuram Finance Limited (2016-07 – 2017-02)

• Conducted gold appraisal and valuation
• Tested gold authenticity using standard techniques
• Calculated net gold weight and assessed purity

M.Sc. in Electronics – Devgiri College, Aurangabad (2015)

B.Sc. in Computer Science – Devgiri College, Aurangabad (2013)

HSC in Science – Maharashtra State Board (2009)

SSC – Maharashtra State Board (2006)