Bhakti Kirave

Dynamic finance professional with extensive experience at ICICI Bank, excelling in credit processing and financial analysis. Proficient in CMA preparation and cash flow analysis, I effectively communicate complex financial data, ensuring accuracy and compliance. Recognized for independently managing over 50 GST clients, consistently delivering exceptional results.

Credit Processing Assistant at ICICI Bank (2022-10 – Present)

• Handling end-to-end credit processing for business credit proposals
• Analyzing financial statements using Perfios to assess customer creditworthiness
• Preparing CMA, Input Summary Sheet, and Superbiz One Pager
• Analyzing cash flows and preparing project-based financial projections
• Checking CIBIL reports for outstanding balances, DPD, and credit history
• Verifying financial and legal documents to ensure audit accuracy

Accountant at DRKK & Co (2021-01 – 2022-05)

• Worked extensively on Tally for day-to-day accounting activities
• Handled 50+ GST clients independently
• Prepared financial documents and performed book closure activities
• Reconciled accounts and reviewed expense data for accuracy
• Filed GST returns and provided compliance summaries to clients

M com in Finance and Accountancy in Finance and Accountancy – Dhananjay gadgil college of commerce satara

Bachelor of Commerce in Financial Accounting in Financial Accounting – Arts & Commerce College (2022-08)