Senior Analyst - Myfinser
(2026-01 - 2026-06)
- Sent initial communication emails to borrowers requesting required documents based on the specific loan type and investor requirements.
- Review and verify borrower's income, credit report, property appraisals and insurance information for underwriting submission.
- Sending remainders to lenders with open conditions to the loans allocated.
- Reviewing bank statements of the latest two consecutive months of borrower and one month bank statement which shows the previous month balance.
- Checking the large deposits of 50% of borrower qualified income.
- Verifying the Borrower track record, Reo documents, HOI, Payoff statement.
- Analyze and verify the entire credit report about borrower credit information like late payments, chargeoff/collections, FICO scores, inquiries etc.
- Review the borrower background report including verification of AKA names, criminal findings, foreclosure/notice of default.
- Review of Multiple Documents like 1003-Loan application, Appraisal report, Preliminary Title report, Entity docs, Lease agreement.
- Follow up with the lender and the borrower regarding the missing documents by tagging supervisor when required documents for the assigned loan have not been received.
- Processed and completed loan files in accordance with investor guidelines and compliance requirements.
- Coordinated with internal teams to resolve outstanding conditions and facilitate timely loan processing.
- Ensured all required documents, calculations, and verification were properly updated before final loan submission.
Operations Specialist - Eighty20 Business Services
(2024-08 - 2025-11)
- Reviewed and validated all the documents received through the pipeline, email, automator and flow portal.
- Updated document names according to the naming convention sheet.
- Review of Multiple Documents like Borrower docs, Appraisal report, Preliminary Title report, Entity docs.
- Identified errors, discrepancies, and missing information in provided documents and updated internal and external conditions accordingly.
- Managed task statuses by accurately updating conditions such as Hold, Partially Fulfilled, and Complete based on document receipt and review progress.
- Maintain the highest quality and performance standards across all deliverable tasks.
- Extracting the most recent property tax information from tax bills, purchase agreement, leases, Appraisal report, Vom and Payoff statements.
Senior Process Executive - Cognizant
(2021-03 - 2024-05)
- Handled property tax and escrow-related operations for mortgage servicing clients.
- Processed delinquency analysis, refund investigations, and property tax reviews.
- Coordinated with agencies and clients to obtain updated tax information and resolve discrepancies.
- Maintained operational accuracy and ensured all assigned files met SLA and compliance requirements.
Process Associate - Black Knight Financial Services
(2015-09 - 2018-01)
- Analyzing paystub, Tax transcript, W-2's, 4506-T for Conventional and FHA Loans.
- Verifying the verification of employment (VOE), written verification of employment (WVOE), Verbal verification of employment (VVOE) according to the type of borrower's income.
- Review of Multiple Documents like– Appraisal report, Prelim Title report, AUS/DU/GUS documents, HOI, 1003, Note, DOT.
- Reviewed borrower asset documentation and validated bank statements for compliance.
- Performed data validation, auditing, and escalation handling for incomplete mortgage files.
Accounts Executive - Hema Motors Pvt Ltd
(2013-09 - 2015-06)
- Preparing sales invoices & the upkeep of an accurate accounts filing system.
- Maintained financial records and supported month-end accounting operations.
- Responsible for all accounting transactions using Focus software.
- Preparation of month end journal vouchers.
- WorkShop Data Maintenance, CashBook Maintenance.
