Bhargav Andanamala

Results-driven AML & KYC Analyst with 4+ years of experience supporting Financial Crime Compliance operations within European banking environments. Proven expertise in KYC screening, CDD/EDD, sanctions and PEP screening, beneficial ownership verification, and transaction monitoring using NICE Actimize. Demonstrated track record of maintaining 98%+ QA accuracy and 100% SLA adherence across high-volume alert environments.

Adept at interpreting regulatory requirements (FATF, OFAC, EU AML Directives, USA PATRIOT Act) and applying risk-based approaches to client risk classification and escalation. Immediate joiner seeking L2/Senior Analyst or Checker roles in global financial institutions.

AML & KYC Analyst at Intechfy Solutions Pvt Ltd, Bangalore (Client: Danske Bank – European Banking) (2022-05 – Present)

Supported Financial Crime Compliance operations for a major European bank, covering AML monitoring, KYC lifecycle management, onboarding, periodic reviews, and EDD for medium/high-risk customers.

• KYC Screening & Review: Conducted end-to-end KYC screening using name matching logic; reviewed customer profiles for completeness and risk classification using internal and external data sources in line with FATF, OFAC, and EU AML Directives.
• Transaction Monitoring: Investigated 40–60 NICE Actimize alerts daily; dispositioning structuring, layering, unusual transactions, and false positives with thorough behavioral risk profiling.
• CDD / EDD / Periodic Reviews: Performed CDD and EDD for medium and high-risk customers; executed KYC refresh, remediation, and periodic reviews ensuring regulatory alignment.
• Beneficial Ownership: Identified UBOs and performed SOF/SOW validation for complex corporate structures to meet regulatory expectations.
• Sanctions & PEP Screening: Conducted sanctions, watchlist, PEP, and adverse media screening using Fircosoft, Dow Jones, and Refinitiv World-Check; escalated material findings promptly.
• SAR / STR Drafting: Identified suspicious activity patterns and drafted SAR/STR narratives highlighting red flags for escalation to senior compliance officers.
• Risk Rating: Evaluated customer risk rating logic and proposed refinements based on emerging typologies; interpreted regulatory updates and assessed procedural implications.
• Quality & Compliance: Maintained 98%+ QA accuracy and 100% SLA adherence; contributed to internal audit preparation and documentation for KYC-related reviews.
• Mentoring & Leadership: Mentored junior analysts on alert investigation methodology, escalation protocols, and documentation standards.

B.Tech in Electronics & Communication Engineering – Jain University, Karnataka (2018 – 2022)