Biyom Rajouria

Exam qualified Actuary (IFoA) and CERA credential holder with almost 3 years of dedicated experience in the Life Insurance domain. Proven expertise in UK life valuation under Solvency II, encompassing BEL, SCR, and ORSA reporting. Strong track record of stepping into leadership capacities, including managing policy data workstreams, leading experience investigations, and driving software migration projects.

Proficient in RAFM, Excel, and VBA to optimize modeling and reporting, complemented by a solid technical grounding in IFRS 17. Looking to leverage technical proficiency and project leadership in a Senior Actuarial Analyst role.

Actuarial Analyst (Life) at WTW (2023-06 – Present)

Actuarial Analyst specializing in Life Insurance valuation and reporting

• Quarterly Solvency II Valuation: Delivered regular quarterly valuations for a UK life insurance portfolio, taking hands-on responsibility for calculating and reporting Best Estimate Liabilities (BEL) and the Solvency Capital Requirement (SCR)
• Experience Analysis & Systems Migration: Led comprehensive experience investigations and project-managed the end-to-end migration of entire experience analysis process to a new software platform. This ensured zero downtime while noticeably boosting team's analytical capabilities
• Policy Data Workstream Leadership: Headed the policy data workstream for two consecutive years, driving data integrity initiatives and streamlining complex data transformations through DataValidator software and Excel automation
• With-Profits Valuation: Directed the valuation of the With-Profits (WP) fund, executing intricate modeling and analysis to accurately determine and assess the cost of guarantees
• ORSA & Sensitivity Analysis: Contributed directly to Own Risk and Solvency Assessment (ORSA) reporting. Managed and analyzed reporting sensitivities to assess exactly how shifting assumptions and asset performance impacted the overall portfolio
• IFRS 17 Reporting: Guided the team through IFRS 17 parallel runs and reporting, translating a strong technical and conceptual understanding of the new standards into practical application
• Actuarial Modeling: Maintained, updated, and ran complex valuation models using RAFM software and advanced Excel to support ongoing and ad-hoc reporting needs

Bachelor's Degree in Statistics – P.G.D.A.V. College, Delhi University (2020-01 – 2023-12)

XII (Commerce) in Commerce – DAV Fertilizers Public School (2020-12)