Brajesh Kumar Mali

Sacrifices are investment in success and I am motivated to create and help the organization I work with, to grow & to maximize my talents. I wish to do my assigned tasks with finest expertise & dedication.

Credit OFFICER (Assistant Manager) - Suryoday Small Finance Bank Ltd - Banwswara, Rajasthan

(2025-09)

BSE NSE Listed company. Employee ID: 50324

• Transaction Processing: handling Deposit withdrawal, loan payment check cashing and money transfers
• Cash handling& Balancing: Count currency, balance the cash drawer at the start and end of shift, and reconcile discrepancies
• Security & Compliance: Verify Customers identification, comply with regulatory requirements, and detect fraudulent activity like counterfeit currency forged checks
• Record Keeping: Maintain accurate logs of all daily transaction and keep customers information strictly
• Time Management: ability to process a high volume of transaction quickly without compromising on accuracy
• Monitoring Daily basis KRA
• Business Supporting And Collection, AOCPV, Disbursement, PDD submission to OPS
• Branch Activity: Cash collection Management, System entries – Br Net / Profile
• Bank Deposition / Cash Flow Maintenance, Register Maintenance, Branch Utility Bills EB/ Courier
• Branch Activity: Branch cash verification, BOD And EOD Done on time System entries
• Reviewing Loan Request, Analyze risks and approved or reject loan request
• Assessing Client Financial Status, calculated financial ratio
• Check client and nominee credit bureaus, DPD and repayment history check
• Evaluating creditworthiness and risk

Branch OFFICER (Assistant Branch Manager) - Belstar Microfinance Ltd - Kolar, Bhopal

(2024-01 - 2025-07)

Promoted from Sales Officer to Branch Officer. Employee ID: 12761

• Assists manager in efforts to reach profit, performance, and customer service goals
• Oversees financial services, especially customer service, to ensure excellence; contacts or assists customers and prospective customers
• Reviews and manages staffing procedures, ensuring that staff assignments and responsibilities are reasonable
• Coordinates communication with branch staff
• Works to meet branch performance standards including operating loss control, and compliance with policies and procedures
• Oversees and assists with the preparation of all branch reports for approval by manager
• Attends and participates in periodic staff meetings
• Manages branch operations when manager is absent
• Performs other related duties as assigned
• Continue to offer existing credit products suite of MFI loans, micro housing loan, micro LAP Loan, Shopkeeper Loans, & MSME Loan etc. to new and current customers

Sales Officer - Belstar Microfinance

(2023-11 - 2023-12)

Employee ID: E012761

• Identification of customers and forming of Joint Liability Groups
• Filling up of the application form, Visiting potential customers in order to develop business
• Verification of the residence and business of the customer
• KYC verification
• Pre-disbursement training

RELATIONSHIP OFFICER - Suryoday Small Finance Bank Ltd

(2021-08 - 2021-08)

Organizational Experience: Suryoday Small Finance Bank Ltd. – A 'small' step in banking but a 'big' leap for social inclusiveness.

CASHIER - SV CREDITLINE LTD

(2016-11 - 2020-05)

• Cash management: process cash deposit and withdrawal, ensuring accurate counting, shorting and verification of currency
• Loan disbursement and collection: Facilitated the disbursement of microfinance customers and process EMI and interest collection submitted by field officers
• Documentation and reporting: prepare deposit slip and update branch financial ledgers / software with all cash and credit transaction
• Organization: ability to keep the checkout and office area clean, organized and secure

MBA - Devi Ahilya University Indore (2016)

B.COM - Devi Ahilya University Indore (2012)

Higher Secondary - MP BOARD BHOPAL (2009)

High School - MP BOARD BHOPAL (2007)