Credit OFFICER (Assistant Manager) - Suryoday Small Finance Bank Ltd - Banwswara, Rajasthan
(2025-09)
BSE NSE Listed company. Employee ID: 50324
- Transaction Processing: handling Deposit withdrawal, loan payment check cashing and money transfers
- Cash handling& Balancing: Count currency, balance the cash drawer at the start and end of shift, and reconcile discrepancies
- Security & Compliance: Verify Customers identification, comply with regulatory requirements, and detect fraudulent activity like counterfeit currency forged checks
- Record Keeping: Maintain accurate logs of all daily transaction and keep customers information strictly
- Time Management: ability to process a high volume of transaction quickly without compromising on accuracy
- Monitoring Daily basis KRA
- Business Supporting And Collection, AOCPV, Disbursement, PDD submission to OPS
- Branch Activity: Cash collection Management, System entries – Br Net / Profile
- Bank Deposition / Cash Flow Maintenance, Register Maintenance, Branch Utility Bills EB/ Courier
- Branch Activity: Branch cash verification, BOD And EOD Done on time System entries
- Reviewing Loan Request, Analyze risks and approved or reject loan request
- Assessing Client Financial Status, calculated financial ratio
- Check client and nominee credit bureaus, DPD and repayment history check
- Evaluating creditworthiness and risk
Branch OFFICER (Assistant Branch Manager) - Belstar Microfinance Ltd - Kolar, Bhopal
(2024-01 - 2025-07)
Promoted from Sales Officer to Branch Officer. Employee ID: 12761
- Assists manager in efforts to reach profit, performance, and customer service goals
- Oversees financial services, especially customer service, to ensure excellence; contacts or assists customers and prospective customers
- Reviews and manages staffing procedures, ensuring that staff assignments and responsibilities are reasonable
- Coordinates communication with branch staff
- Works to meet branch performance standards including operating loss control, and compliance with policies and procedures
- Oversees and assists with the preparation of all branch reports for approval by manager
- Attends and participates in periodic staff meetings
- Manages branch operations when manager is absent
- Performs other related duties as assigned
- Continue to offer existing credit products suite of MFI loans, micro housing loan, micro LAP Loan, Shopkeeper Loans, & MSME Loan etc. to new and current customers
Sales Officer - Belstar Microfinance
(2023-11 - 2023-12)
Employee ID: E012761
- Identification of customers and forming of Joint Liability Groups
- Filling up of the application form, Visiting potential customers in order to develop business
- Verification of the residence and business of the customer
- KYC verification
- Pre-disbursement training
RELATIONSHIP OFFICER - Suryoday Small Finance Bank Ltd
(2021-08 - 2021-08)
Organizational Experience: Suryoday Small Finance Bank Ltd. – A 'small' step in banking but a 'big' leap for social inclusiveness.
CASHIER - SV CREDITLINE LTD
(2016-11 - 2020-05)
- Cash management: process cash deposit and withdrawal, ensuring accurate counting, shorting and verification of currency
- Loan disbursement and collection: Facilitated the disbursement of microfinance customers and process EMI and interest collection submitted by field officers
- Documentation and reporting: prepare deposit slip and update branch financial ledgers / software with all cash and credit transaction
- Organization: ability to keep the checkout and office area clean, organized and secure
