Byri Sushma

Financial Crime Compliance professional with 28 months of hands-on experience in AML transaction monitoring, KYC / CDD / EDD onboarding, sanctions screening, and real-time fraud detection. Proven track record at Wipro Limited managing end-to-end alert review and case management — investigating account takeovers, card fraud, phishing, unauthorized transactions, and chargeback disputes. Skilled in SAR filing and escalation per BSA/AML regulatory compliance requirements, OFAC / UN / HMT / EU sanctions screening, PEP and adverse media screening, and financial crime typology analysis.

Consistently meets SLA and TAT targets with high decisioning accuracy. Seeking roles in KYC, AML, Fraud Analysis, or Financial Crime Compliance with banks, NBFCs, or FinTech firms.

Senior AML Analyst | Fraud Detection | Transaction Monitoring at Wipro Limited (2025-01 – 2025-12)

• Conducted AML transaction monitoring and alert review on 100+ cases monthly, identifying suspicious patterns including structuring, layering, and high-risk transaction activity in compliance with BSA/AML regulatory requirements.
• Led Enhanced Due Diligence (EDD) and Customer Due Diligence (CDD) reviews for high-risk customers — performing identity verification, PEP screening, adverse media checks, and sanctions screening against OFAC, UN, HMT, and EU watchlists.
• Investigated complex fraud cases including account takeovers, card fraud, phishing attacks, unauthorized transactions, and chargeback disputes; gathered transaction evidence, documented findings, and escalated critical risks to management.
• Prepared and filed Suspicious Activity Reports (SARs) with thorough documentation, ensuring full adherence to internal compliance policies and regulatory standards.
• Analysed emerging fraud trends and transaction patterns; recommended and implemented preventive controls that reduced repeat fraud typologies across the portfolio.
• Maintained SLA and TAT targets with high decisioning accuracy across all case management workflows; supported internal audits and regulatory compliance reviews.
• Guided and mentored junior analysts on KYC standards, fraud investigation techniques, and escalation procedures — improving team-wide quality benchmarks.

Fraud & AML Analyst at Wipro Limited (2023-08 – 2024-12)

• Performed AML transaction monitoring and alert review to detect suspicious activities including money laundering typologies, structuring, and unusual account behaviour.
• Conducted Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) checks — verifying customer identity using KYC documentation and databases, assessing risk profiles, and classifying customers by risk category.
• Investigated fraud cases involving account takeovers, card fraud, phishing, unauthorized transactions, and chargeback disputes; coordinated with internal teams to block fraudulent accounts and initiate remediation actions.
• Performed sanctions screening and PEP screening per OFAC, UN, HMT, and EU regulatory compliance requirements; escalated confirmed matches for further investigation.
• Identified emerging fraud trends and shared actionable insights with stakeholders, contributing to improvements in fraud detection systems and preventive controls.
• Maintained SLA, TAT, and quality standards across daily case management operations; prepared investigation reports and supported compliance audits with accurate documentation.

Bachelor of Commerce in B.Com – Vaagdevi Degree College, Mancherial (2019-06 – 2022-06)