Ca. Mrinalini Banerjee

Qualified Chartered Accountant with 6+ years of progressive experience in financial control, statutory compliance, Ind AS reporting, and tax strategy

Talent

Navi Mumbai, MaharashtraMember since August 27, 2026

Budgeting & ForecastingStrategic ReportingRBI ComplianceTax AuditsCMA DataSOP & Policy designTeam leadershipTally

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Budgeting & ForecastingStrategic ReportingRBI ComplianceTax AuditsCMA Data

About

Qualified Chartered Accountant (ICAI, 2019) with 6+ years of progressive experience in financial control, statutory compliance, Ind AS reporting, and tax strategy. Proven track record across BSE-listed companies, NBFCs, CA firms, and Government advisory (PLI Schemes). Skilled in leading finance teams, building MIS and budgeting frameworks, optimizing tax structures, and independently representing organizations before GST and Income Tax authorities.

Brings strong analytical rigour and hands-on operational ownership to every engagement.

Experience

Finance Controller - Radcliffe Education Private Limited - Chunabhatti, Mumbai

(2025-10)

K-12 Multi-City School Network (CBSE / Cambridge / IB)

End-to-End Financial Operations: Review and approve all accounting entries, period-end adjustments and reconciliations raised by the team; maintain complete control over books across all school entities.
Budgeting, Forecasting & MIS: MIS finalization, prepare annual budgets and rolling forecasts, and present variance analyses to senior leadership to drive informed business decisions.
Collection Ratio Optimization: Proposed restructuring of quarterly collection split from 40:30:15:15 to 30:30:30:10, eliminating Q3 fund-flow crunch and improving cash predictability.
Strategic Reporting – Outstanding Analysis: Designed and delivers a comprehensive outstanding dues report classifying balances as recoverable, paid and due; benchmarked against prior year with variance analysis, percentage recovery rates and location-wise breakdowns enabling targeted collection action.
International School Feasibility: Involved in financial feasibility analysis for proposed new international schools; translated inputs provided by the CEO and CFO into a structured international school financial plan covering capital outlay, revenue projections, break-even analysis and phased funding strategy.
SOP & Policy Design: Sole authority for fee waiver approvals; benchmarked against policy limits and prior-year revenue to prevent revenue leakage and design of SOPs.
Vendor Payment Controls: Established a threshold-based authorization matrix for vendor payments, improving accountability and reducing payment discrepancies. Introduced reconciliation controls between transport service records (trip registers, route logs) and vendor billing, ensuring accurate and audit-ready payment processing.

Accounts & Finance Head - Tokyo Plast International Limited - Vile Parle, Mumbai

(2025-04 - 2025-10)

BSE NSE listed under brand 'Pinnacle'; manufactures and exports thermoware products (insulated jugs, casseroles, cooler boxes) to 75+ countries; plants in Kandla, Daman and Valsad.

Statutory Financial Statements: Spearheaded the preparation, audit and finalization of Ind AS-compliant financial statements for the company and its related-party NBFC, including stock valuation, audit adjustments and board meeting documentation, ensuring full compliance with SEBI (LODR) Regulations and the Companies Act.
Team Leadership: Headed a 15-member team, with a focus on ERP-driven and data-centric process improvements.
RBI & NBFC Compliance: Independently managed all RBI submissions including DNBS-10 filings for the NBFC.
Tax Strategy Optimization: Independently evaluated and executed a shift from the Minimum Alternate Tax (MAT) regime to the concessional Section 115BAA regime, achieving a meaningful reduction in the effective tax outflow.
CMA Data & Loan Sanction: Prepared CMA (Credit Monitoring Arrangement) data for a ₹7 crore term loan for the purchase of plant & machinery for manufacturing casseroles, jugs and allied thermoware products. The loan was successfully sanctioned by the lender.
Litigation & Representation: Prepared grounds of appeal, statement of facts and represented the company independently before GST and Income Tax authorities.

Audit Manager - M/s. SWAMY & CHHABRA CHARTERED ACCOUNTANTS - Vashi, Navi Mumbai

(2024-02 - 2025-03)

Auditing & Consulting Firm

Statutory Audits: Led audit engagements for Listed Companies, Private Limited Companies, NBFCs and Trusts in accordance with applicable laws, accounting standards and Ind AS, with combined client turnover exceeding ₹120 crore.
Specialized Compliance – FEMA & RBI: Gained deep exposure to FEMA and RBI compliance requirements, ensuring clients adhered to foreign exchange and non-banking financial regulations.
Transfer Pricing & Tax Audits: Reviewed and filed Transfer Pricing reports (Form 3CEB), Tax Audits (Form 3CD), Form 29B and Income Tax returns for multiple clients.
Stock Audits & Physical Verification: Conducted comprehensive stock audits and physical verification exercises across Mumbai, Daman, Kandla and other locations for listed and private-limited clients.
Regulatory Representation: Independently prepared grounds of appeal and statements of facts, and represented client companies before GST and Income Tax authorities.
GST & TDS Compliance: Managed GST returns, TDS returns and IT returns for multiple clients; prepared and filed replies to Income Tax notices and appeals.
Valuation & Secretarial work: Prepared equity share valuation reports for unlisted companies; independently handled all documentation for company incorporations under the Companies Act, 2013.

Associate Chartered Accountant, Advisory Department - IFCI LIMITED (Govt. Advisory) - Nehru Place, New Delhi

(2022-11 - 2024-02)

Government Advisory – Project Management Agency (PLI Schemes)

Project Appraisal – Semiconductor Scheme: Appraised applications and verified eligibility for fiscal support including financial and commercial strategy review. Negotiated/renegotiated to secure recommendations on admissible capital expenditure with MeitY.
Key Achievement: One project – Micron Technology (projected investment of USD 2.754 billion in Gujarat) – approved under direct supervision.
PLI Auto Scheme: Conducted site visit and independent investment verification at Denso Ten Minda India Private Limited, Haryana.
Incentive Claim Processing: Verified compliance and quantified admissible incentive amounts for claim processing.

Manager - M/s. DV MEHANDRU & ASSOCIATES - Noida

(2022-01 - 2022-11)

An Auditing and Consulting firm.

GST & Tax: Managed GST compliance end-to-end (registration, filing, refund cases, GSTR10); handled TDS/TCS returns, tax planning and statutory audit support.
Compliance & Secretarial: Supported SOPs design, Board and Audit Committee documentation, Transfer Pricing, ITR filing, company incorporations and ROC filings.

Accounts Executive - HENRY HARVIN EDUCATION - Noida

(2021-07 - 2022-01)

A Global EdTech company based out in US & India.

Dealt with GST Returns, TDS/TCS Returns, Tally, MIS and other Administrative works.

Associate Consultant - M/s. ALKA & SUNIL CHARTERED ACCOUNTANTS - Nehru Place, New Delhi

(2019-09 - 2021-07)

An Insurance and Investigation Firm regd. with IRDA.

Dealt with verifying and assessing loss, preparing Survey Report for cases like Marine Cargo, Fidelity Guarantee Insurance Claim, Personal accident etc.

Work Experience during CA Articleship - IL&FS EDU. AND TECH. SERVICES LTD - Noida

(2016-11 - 2017-11)