Ch Kavitha

Results-driven Finance and Credit Control professional with 7+ years of experience managing accounts receivables, credit risk assessment, and financial compliance in MNC environments. Proven ability to streamline credit control processes, reduce debtor days, and improve cash flow performance. Proficient in SAP and S4 Hana ERP systems, with a strong track record of cross-functional collaboration, dispute resolution, and delivering outstanding customer service. MBA in Finance & Marketing.

Credit Control Officer - DSM Firmenich - Hyderabad

(2022-03 - 2025-03)

• Managed end-to-end credit control operations for an MNC, overseeing AR portfolio and maintaining SAP/S4 Hana customer credit limits — contributing to improved liquidity and reduced debtor days.
• Reviewed and processed credit applications with thorough risk assessments; approved credit within authorized limits and escalated high-value applications to senior management.
• Monitored customer payment patterns proactively, flagging early-stage issues to mitigate financial risk before escalation.
• Streamlined credit control procedures and collaborated with sales and customer service teams to resolve billing disputes, improving client satisfaction and cash collection.
• Analyzed financial statements and credit histories to recommend appropriate credit limits and minimize exposure.
• Partnered with the credit risk team to evaluate impacts of system and policy changes on credit decisions.
• Conducted quality control (QC) on released orders, ensuring accuracy and compliance with company policies.
• Conducted internal training on credit control procedures, improving team efficiency and regulatory compliance.
• Assisted in year-end audits by providing essential AR data, documentation, and reconciliations.

Accounts Trainee - GVR Infra Projects Limited - Hyderabad

(2010-10 - 2014-04)

• Managed day-to-day accounting operations ensuring accurate, timely financial records using the PACT accounting system.
• Reconciled bank accounts and prepared Bank Reconciliation Statements (BRS) to ensure financial accuracy.
• Managed accounts payable, advances, and financial transactions; coordinated with project sites to collect and verify vouchers.
• Assisted in tender preparation and other financial documentation as required.

Master of Business Administration (MBA) - Finance & Marketing - Chaitanya Engineering College, JNTU Kakinada

Bachelor of Arts - BVK Degree College, Andhra University