GRO - IDFC First Bharat Ltd
(2017-07 - 2018-03)
- Creating groups in backward areas/villages.
- Disbursement of loans on group basis and receiving installments through groups.
- To check that the customer utilizes the loan for the intended purpose.
- Establishes and maintains effective relationships with customers and maintains a high level of customer service on company products.
- No of 600+ within 11 months. That was highest performance and with 100% collection.
Assistant branch manager - Fortune credit LTD
(2018-09 - 2023-10)
- Handling credit and operations from login to Disbursement.
- Disbursement of Various products like JLG, Micro housing loan, Micro enterprises loan (MSME) Personal loan, Gold loan, Two wheeler loan, Consumer durable loan and commercial vehicle loan, HL and LAP products.
- All products Maintaining FTR and quality process.
- EOD process & closing on time.
Branch Credit Manager - Annapurana Finance private limited
(2023-10 - 2024-09)
- Credit Risk Assessment: Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients.
- Credit Evaluation: Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines.
- Understanding of Financial Statements: Calculate and understand financial ratios and evaluate financial position of the borrower.
- Customer Interaction: Communicate with clients, to gather information and resolve queries related to credit assessments.
- Compliance and Regulation: Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis.
- Credit Decision making for business and forwarding for proposals for business loan and Dairy cattle loan and HL & LAP products.
- Preparing CAM, Financial Analysis and Generating CIBIL.
- Verified the legal and technical reports.
- Assisting customers with Queries, Requests and Personal Discussion (PD).
- TAT management: Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work.
Branch Credit Manager - Inprime Finserv pvt Ltd
(2024-10)
- Credit Decision making for business and forwarding for proposals for business loan and Dairy cattle loan and HL & LAP products.
- Preparing CAM, Financial Analysis and Generating CIBIL.
- Verified the legal and technical reports.
- Assisting customers with Queries, Requests and Personal Discussion (PD).
- TAT management: Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work.
