S. Kulothungapandian
Gold Appraiser and Auditor | Data Analyst | Fraud Detection
Talent
SivakasiMember since July 23, 2026
Gold Loan OperationsGold Loan SpecialistValuationAudit
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Gold Loan OperationsGold Loan SpecialistValuationAudit
About
Teaching professional with 17 years of experience and expertise in financial markets, investment analysis, and banking services. Ph.D. in Commerce with specialized research in investor behaviour.
Certified Jewellery
Appraiser (NSDVE), Distinction) with strong domain knowledge in gold valuation, loan disbursement, and risk assessment.
Experience
Gold Appraiser at SM Finance (Pawn Shop)
Part Time experience as Gold Appraiser with 2 years 8 months duration.
- Assess purity, weight, and market value of gold collateral
- Equipped to assess purity, weight, and market value of gold collateral
Teaching Professional
- Teaching banking & finance
- Collateral-based lending expertise
- NPA risk assessment
- Loan processing norms
Education
Ph.D. in Commerce – Madurai Kamaraj University (2018)
MBA – Manonmaniam Sundaranar University (2013)
M.Com. in Commerce – Madurai Kamaraj University (2008)
B.Com. in Commerce – Madurai Kamaraj University (2006)
Skills
Gold Appraiser and AuditorData AnalystFraud Detection
