Debraj Saha

Proactive and results-driven professional with a BTech in Electronics & Communication Engineering and hands-on experience in banking operations and IT-based analytics. Currently working as a Jr. Analyst, with strong skills in data handling, client management, and process optimization. Aspiring MBA candidate seeking to leverage analytical thinking, business acumen, and leadership potential to drive organizational growth and strategic decision-making.

Jr. Analyst (US Mortgage Domain) - OneH Tech Innovations Pt. Ltd. - Gurgaon, Haryana (Remote)

(2026-02)

• Provide robust analytical support for Loan Origination and Underwriting processes within a process-driven KPO environment.
• Assess complex situations, evaluate financial documentation, and make data-driven decisions to support business operations.
• Ensure strict compliance with data integrity and security protocols while handling sensitive corporate and client information.
• Improved operational efficiency by analysing process gaps and implementing data-driven improvements, enhancing accuracy and reducing turnaround time by ~10% in mortgage process workflows.

Relationship Manager (Assistant Manager-I) - ICICI Bank Ltd. - Guwahati

(2022-08 - 2023-06)

• Document Verification & Compliance: Conducted thorough Due Diligence and KYC checks for new client accounts, ensuring 100% compliance with banking regulations and internal policy standards.
• Operational Accuracy: Managed daily financial workflows and client records, maintaining a 99% accuracy rate in data entry and documentation handling, minimizing processing errors.
• Client Data Management: Handled sensitive financial data and maintained strict confidentiality of client records, ensuring security protocols were followed at all times.
• Pipeline Management: Independently managed a portfolio of 150+ clients, tracking service requests from initiation to closure, mirroring the loan pipeline management required for mortgage processing.
• Target Achievement: Consistently met monthly targets in a high-pressure environment, demonstrating the ability to handle the volume and speed required for immediate joiner roles.
• Communication: Served as the primary point of contact for high-net-worth clients, resolving complex queries via email and phone with professional etiquette.

Bachelor Of Technology (B. Tech) - Electronics & Communication Engineering - Gauhati University -GU (2020 - 2020)

Higher Secondary (Science) - Science - Ramanuj Gupta Junior College (2016 - 2016)

High School Leaving Certificate - Silchar Collegiate School (2014 - 2014)