Dhanashri Kadam

To obtain a challenging position in credit analysis and risk management, where I can utilize my skills in credit evaluation, customer relations, and financial analysis to contribute to the organization's growth. I aim to ensure efficient credit operations while mitigating risks and maximizing financial performance.

Credit Co-Ordinator at Hinduja Leyland Finance Limited (2025-04 – Present)

• Sanctioning credit for commercial vehicles, tractors, and two-wheelers.
• Collaborating with the sales and marketing teams to streamline the credit application process.
• Handling customer queries related to loan applications, disbursement, and
• Approving or rejecting loan applications based on thorough analysis of customer profiles and eligibility criteria.
• Analysing customer credit behaviour to propose improvements in credit policies, reducing potential risks.
• Conducting document validation (KYC, CIBIL reports, 7/12 8A, financial statements) to assess loan eligibility.
• Monitoring overdue accounts and coordinating with the collections team to
• initiate recovery processes.
• Assisting in the preparation of credit reports and providing recommendations for loan approvals.
• Conducting post-disbursement audits to ensure proper loan documentation and compliance.

Masters of Commerce in M. Com – Savitribai Phule Pune University (2026)

Bachelor of Commerce in B. Com – Savitribai Phule Pune University (2024)

Higher Secondary Certificate in H.S.C. – Maharashtra State Board (2021)

Secondary School Certificate in S.S.C. – Maharashtra State Board (2019)