Dhanush L
Banking & Financial Operations Professional
About
Results-driven Banking & Financial Operations Professional with 3+ years of experience in credit verification, loan processing, gold appraisal, and branch operations. Proven ability to handle high-volume financial transactions, ensure compliance, and improve operational efficiency. Strong expertise in NBFC operations, customer handling, and risk assessment.
Experience
Credit Verification Officer - IndusInd Marketing & Financial Services Pvt Ltd
(2025-03 - 2026-03)
- Verified 150+ loan files per month ensuring accuracy and compliance
- Conducted CIBIL checks, KYC verification, and risk assessment
- Coordinated with field investigators and credit teams
- Prepared TVR reports and ensured timely disbursal within TAT
- Managed NACH/E-NACH activation and loan documentation
- Monitored NPA cases and coordinated recovery follow-ups
JRE / Assistant Manager – Operations - Muthoot Finance Ltd
(2021-07 - 2024-11)
- Managed daily branch operations including gold loan processing and customer servicing
- Handled ₹50L+ monthly loan transactions and cash operations
- Conducted gold appraisal and ensured accurate valuation & compliance
- Supervised team operations and supported branch-level decision making
- Prepared monthly MIS reports and financial summaries
- Ensured 100% compliance with audit and internal policies
Data Entry Operator - Vital Records
(2021-01 - 2021-05)
- Performed high-volume data entry and document verification
- Supported project coordination and record management
Education
Bachelor of Business Administration - BBA - Government First Grade College, Mysuru
PUC - Commerce (ECBA) - Abhishek Circle PU College
