Dhruv Jain

Chartered Accountant with 7+ years of experience in Compliance Monitoring & Testing and Internal Audit across banking and insurance organization. Proven expertise in regulatory compliance, risk assessment, control testing and issue validations. Adept at executing compliance tests, identifying control weaknesses, and ensuring adherence to regulatory and internal guidelines. Strong analytical skills and a keen interest in financial markets.

Compliance Monitoring and Testing - Manager at MUFG Global Services Pvt. Ltd. (2025-09 – Present)

Compliance Monitoring and Testing - Assistant Manager at Sun Life Global Solutions (2022-07 – 2025-08)

• Conducted compliance tests as per the annual test plan across Asia markets (Bermuda, Philippines, Hong Kong, Singapore) and issue validations ensuring adequate completion of the agreed management action plans.
• Planned and performed compliance tests and ad-hoc reviews, including scope assessment and alignment, walkthroughs, fieldwork, exception alignment, closing activities (including communication of test results and issuance of reports to leadership) and workpaper documentation.
• Ensured adherence to regulatory and internal guidelines related to financial crime (AML/ATF), market conduct, business conduct and fraud.
• Evaluated control performance, identified breakdowns resulting in regulatory issues and finding documentation.
• Received 2 times the Monthly Performance Excellence Award for performing the test engagements and issue validations in-depth along with finding regulatory issues in Philippines pertaining to Money Laundering/Terrorism Financing risk.

Internal Auditor (Credit) - Manager at HDFC Bank Limited (2019-03 – 2022-07)

• Conducted audits of fund-based & non-fund-based credit facilities, including Cash Credit, Working Capital Loans, Invoice Financing, and Project Loans for Corporate Banking and Emerging Corporate Group clients.
• Identified revenue leakages in processing fees and improper charge collections.
• Independently managed audit assignments while collaborating in a team-oriented environment, including mentoring and reviewing the work of junior members.
• Performed Mortgage audits, post-disbursement reviews, financial assessments, End-Use monitoring and regulatory compliance checks.

Accounts Manager and Articleship at CA Firm - SKVK & Associates (2014-10 – 2018-03)

• Managed accounting and filing of Income tax returns along with preparation of responses to income tax notices for individual, partnership and trust clients.
• Assisted in Bank audits, Stock audits, Tax audits, and financial analysis for diverse clients.

Chartered Accountancy (CA) – The Institute of Chartered Accountants of India (2013-06 – 2019-01)

Bachelor of Commerce (Honours) – University of Delhi (2013-07 – 2016-07)

Class XII (CBSE Board) – DAV Public School (2012-04 – 2013-03)

Class X (CBSE Board) – DAV Public School (2010-04 – 2011-03)