Associate Vice President at SBER Bank (2024-08 – Present)
Financial Data Transaction Platform (Internal SaaS, 200+ users) - A real-time, event-driven platform that ingests, validates, reconciles, and distributes high-volume financial data from 15+ external providers (Probe42, Government APIs) – architecturally equivalent to a payment processing backbone.
- Designed and worked as an architect for a high-scale, event-driven transaction system handling 10K+ financial events/day with exactly-once semantics and end-to-end idempotency, ensuring ledger-like integrity across all processing stages.
- Designed an immutable event log (Apache Kafka + Avro schema registry) serving as the system of record; enabled full reconciliation and audit trail for every data change, analogous to double-entry ledgering.
- Built real-time enrichment and validation pipelines (Kafka Streams) that cross-reference incoming transactions against government compliance databases (EPFO, GST) – the same pattern as payment fraud/sanctions screening.
- Delivered a multi-tenant, API-first platform with RESTful APIs, WebSocket push (webhooks), and a developer-facing SDK; served 200+ internal tenants with strict data isolation and SLA-backed availability (99.95%).
- Implemented secure-by-design architecture: JWT authentication, API key vaulting (Vault), encryption at rest and in transit; ensured compliance with banking security audits and ready for PCI-DSS-style controls.
- Led a team of 5 engineers; introduced trunk-based development, contract testing, and Testcontainers; accelerated release cadence from bi-weekly to daily, directly improving platform velocity.
- Mentored engineers on reactive systems, Kafka Streams, and distributed transaction patterns; conducted firm-wide "Event-Driven Architecture" workshops
Associate Vice President at JPMorgan & Chase (2022-05 – 2024-07)
Project: Manta – Strategic Instrument & Pricing Data Platform (Asset & Wealth Management) - Led the architecture and development of Manta, a strategic platform for instrument and pricing data management within Asset & Wealth Management. The platform enabled the creation and ongoing support of new asset classes, including corporate and government bonds, by providing a centralized, scalable data backbone.
- Engineered microservices using Java and Spring Boot, exposing REST and GraphQL APIs to provide flexible, high-performance access to instrument data for downstream consumers (trading, risk, and operations systems).
- Designed and delivered an automation framework that streamlined repetitive development and deployment tasks, resulting in a 60% reduction in development expenses and significantly faster time-to-market for new features.
- Strengthened application security by implementing OAuth2-based authentication and fine-grained authorization, ensuring that new asset management functionalities were protected to enterprise and regulatory standards.
- Acted as the primary liaison between business stakeholders and the engineering team, gathering requirements, translating complex business needs into technical designs, and ensuring flawless alignment with asset management objectives.
Capita India (2019-02 – 2022-05)
Project: Evolve – Pay360 Payment Gateway - API-first, event-driven payment SaaS platform serving the UK public sector (schools, government).
- Architectured a high-scale, multi-tenant payment platform processing card-present and card-not-present transactions across 50+ public-sector tenants. Designed the system as a real-time, event-driven architecture with Kafka for asynchronous payment flows, ensuring idempotent processing and exactly-once transaction delivery.
- Drove the end-to-end integration of global payment methods (ApplePay, PayPal, card acquiring, digital wallets) from design to production, enabling cross-border payment acceptance and laying the foundation for multi-currency expansion.
- Led ApplePay implementation including secure tokenization (token-based payment processing), certificate management, and full PCI-DSS compliance. Delivered the feature on time, increasing merchant onboarding by 30% (quantify if you can).
- Designed RESTful APIs and webhooks for merchant onboarding, transaction status push, and reconciliation reports, reducing integration time for new government clients from weeks to days.
- Re-platformed legacy monolith (SCP) to microservices, decoupling payment methods into independently deployable services, enabling faster feature velocity and a 40% reduction in deployment failures.
- Ensured ledger integrity by building reconciliation pipelines that cross-matched transactions with acquirer settlement files, achieving a 100% auto-reconciliation rate for standard flows.
Various Engineering Roles at Avaya, John Deere, RazorSight (2010-11 – 2018-04)
- Designed and developed microservices-based solutions.
- Developed monolith applications in Avaya, Johndeere.
