Dipesh Cheulkar

Dynamic Finance & Credit Control Professional with 25+ years of leadership in Accounts Receivable, Corporate Collections, Reconciliation, Auditing & MIS, and Credit Risk Management. Proven ability to reduce bad debts, enforce credit control policies, lead teams, and strengthen client relationships across travel, logistics, and corporate finance sectors. Recognized for operational excellence, compliance discipline, and high-performing team management.

Senior Manager - Credit Control - Thomas Cook (India) Ltd. - Mumbai

(2018-06 - 2026-05)

• Spearhead receivable operations for corporate accounts, ensuring timely collections and reduced overdue cases.
• Implemented new billing & reconciliation practices that reduced errors by 20% and accelerated payment cycles.
• Partner with auditors and compliance teams to maintain financial discipline.
• Mentor and manage a team, improving capability and performance outcomes.
• Reconciliation (CTA / BTC, GST)
• Prepared and circulated MIS reports to corporate clients for performance tracking and reporting.

Senior Manager - Credit Control - Yatra Online - Mumbai

(2017-10 - 2018-06)

• Directed credit control operations for corporate clients, achieving 95% on-time recovery rates.
• Strengthened AR reporting by introducing new reconciliation frameworks.
• Partnered with internal finance and operations teams to improve process efficiency and reduce delays.

Senior Manager - Credit Control - Thomas Cook (India) Ltd. - Mumbai

(2007-11 - 2017-10)

• Managed end-to-end receivables for large accounts, including TCS (Pan India) & Tata Group Mumbai.
• Led a team of 15, enforcing credit policies and improving AR accuracy.
• Designed and rolled out process improvements that significantly reduced overdue payments.

Credit Control Executive - TNT India Pvt. Ltd.

(2007-04 - 2007-10)

• Monitored customer credit limits and assessed payment behavior.
• Followed up with corporate clients, resolving disputes and recovering overdue payments.
• Supported legal teams in initiating action for long-pending cases.

Senior Executive – Commercial - AFL Pvt. Ltd.

(2004-10 - 2007-03)

• Managed billing, commercial accounts, and receivable tracking.
• Oversaw account reconciliations and prepared financial statements.
• Assisted management with budget planning and cost analysis.

Accounts Executive - JRC Industries Ltd.

(2003-03 - 2003-10)

• Prepared MIS and cash flow reports to support business operations.
• Ensured accurate bookkeeping, ledger posting, and reconciliation.
• Assisted auditors in reviewing compliance and statutory filings.

Account / Audit Assistant - Sunderji Gosar & Co. (C.A. Firm)

(2000-10 - 2003-03)

• Conducted statutory and tax audits for clients in manufacturing and trading sectors.
• Prepared financial statements and assisted in tax filings.
• Supported senior auditors in identifying discrepancies and recommending corrective actions.

Diploma - Tax Management - Welingkar Institute (2002-01)

Bachelor of Commerce (B.Com) - Mumbai University (2000-01)