Disha Shah

Strategic and results-driven Global Treasury Professional with 7+years of experience in multinational environments, leading end-to-end treasury operations, FX risk management, global liquidity planning and regulatory compliances. Expertise in managing $200M+multi-currency portfolios, negotiating global borrowing and leasing deals, and optimizing working capital. Proven success in implementing TMS, reducing banking costs, and enhancing financial efficiency across diverse jurisdictions under RBI, FEMA.

Assistant Treasury Manager - Firstsource Solutions Limited

(2019-10)

• Managed day-to-day treasury operations for a company with annual turnover of close to $1 billion, ensuring optimal liquidity and timely funding for global business needs.
• Supported the execution of FX hedging strategies for multi-currency exposure worth $200M+, contributing to a 15–20% reduction in currency losses YoY.
• Negotiated forex hedging lines with 4+ international banks, securing facilities worth $100M with improved pricing and extended tenors, resulting in a 5-7% cost savings on hedging premiums.
• Designed and implemented structured FX risk mitigation strategies using American and European options, effectively hedging currency exposures exceeding $100-120M and reducing potential P&L impact by 10% YoY.
• Negotiated and finalized ISDA Master Agreements and Credit Support Annexes (CSAs) with multiple Indian and international banks, enabling seamless execution of derivative transactions and improving counterparty risk management.
• Coordinated with cross-functional teams to manage intercompany cash pooling and netting across 3+ global entities, improving internal fund utilization.
• Negotiated and secured favorable terms on $150M+ in credit lines with global banking partners, achieving a 25–40 bps reduction in borrowing costs.
• Negotiated banking terms and managed relationships with 5+ Global Bankers.
• Ensured treasury compliance with international regulations including ODI, APR, Capital Infusion and disinvestment
• Negotiated and restructured global banking arrangements across 7+ jurisdictions, achieving a 10–20% reduction in banking fees and transaction charges through consolidated volumes and pricing optimization.
• Managed end-to-end compliance and reporting under EDPMS framework by tracking and reconciling export proceeds against shipping bills, ensuring timely realization and RBI compliance.
• Initiated and led a structured operating lease program for Equipment lease evaluating proposals and negotiating with multiple lessors to secure optimal financial terms.
• Acted as the primary liaison with credit rating agencies (e.g., CRISIL, CARE, D&B), coordinating the end-to-end rating process for bank facilities, debt instruments, and corporate credit profiles.

Coordinator - Tata Sky Limited

(2017-06 - 2019-10)

• Performed daily/monthly bank reconciliations by matching bank statements with general ledger (GL) entries, ensuring accurate cash reporting and timely identification of discrepancies.
• Collaborated with accounting and AP/AR teams to resolve reconciliation variances, reducing open items by 95% and improving financial reporting accuracy.
• Liaised with cross-functional business teams to assess requirements and prepare Bank Guarantees (BGs) for domestic transactions, ensuring alignment with contractual and regulatory terms.
• Prepared and analyzed comprehensive Forex reports, including Mark-to-Market (MTM) valuations of open forward contracts, tracking currency gains/losses and their impact on Other Operating Income (OOI).
• Coordinated with banks, vendors, and internal stakeholders to structure LCs (sight/usance) aligned with business requirements, optimizing payment timelines and working capital.
• Handled end-to-end compliance under IDPMS, ensuring timely mapping of letter of credit bill with corresponding Bill of Entry to meet RBI and FEMA guidelines.

BAF - Bachelor's in Accounting and Finance - University of Mumbai (2014-09 - 2017-09)