Divya Nair

Dedicated and detail-oriented professional with over 6 years of experience in operations, UK compliance, KYC within the financial services sector. Proven ability to support regulatory reporting, perform AML/KYC due diligence, and ensure operational excellence. Strong communicator and effective team player with a track record of delivering high-quality work under pressure.

Senior Associate, Financial Crime Operations - SS&C Technologies Holdings Inc.

(2022-04 - 2024-03)

• Conducted customer onboarding, KYC/CDD/EDD reviews, and ongoing customer monitoring.
• Performed sanctions, PEP, and adverse media screening to identify financial crime risks.
• Investigated transaction monitoring alerts and escalated suspicious activities for SAR reporting.
• Supported AML/CTF, sanctions, anti-bribery, and fraud compliance frameworks.
• Executed compliance monitoring reviews, control testing, and risk-based assessments.
• Assisted in preparing management reports, KRIs, and regulatory compliance documentation.
• Delivered AML and financial crime awareness training to promote a strong compliance culture.
• Supported regulatory reporting, audits, inspections, and adherence to FCA and UK AML regulations.

Credit Analyst - Eduvanz Financing Private Limited.

(2021-09 - 2021-12)

Analyze financial statements and credit reports to assess creditworthiness. Conduct credit risk assessments for new and existing customers. Prepare credit evaluation reports and recommendations. Monitor loan portfolios and identify potential risks.

Ensure compliance with credit policies and regulatory requirements. Review customer financial information and repayment capacity. Support lending and underwriting decisions. Maintain accurate credit documentation and records.

Collaborate with internal teams to manage credit risk. Prepare management reports and portfolio analysis.

KYC Analyst - BNP Paribas (payroll - Quess Corp Limited)

(2020-08 - 2021-04)

Conducted KYC, CDD, and EDD reviews for individual and corporate clients. Performed sanctions, PEP, and adverse media screening. Reviewed and validated customer documentation for regulatory compliance.

Assessed customer risk profiles and escalated high-risk cases. Managed periodic KYC reviews and remediation activities. Maintained accurate customer records and compliance documentation. Collaborated with stakeholders to resolve KYC-related queries.

Ensured adherence to AML regulations and internal compliance standards.

Executive - Axis Securities Ltd.

(2018-09 - 2019-08)

Handled client support for mutual funds, insurance, and KYC verification. Facilitated online Demat and Trading account opening process. Resolved trading-related queries via inbound call handling.

Business Support Executive - Geojit Financial Services Ltd.

(2017-06 - 2017-11)

Processed opening of Demat and Trading accounts, including HUF accounts. Coordinated mutual fund applications and off-market stock transfers. Managed petty cash and conducted marketing communication for MF products.

Master of Commerce - Banking and Finance - Mumbai University (2020-06 - 2022-11)