Eknath Bavanthade

Trade Finance & International Operations professional with 2+ years at ICICI Bank managing high-volume cross-border remittance processing (500+ monthly transactions), correspondent bank coordination, and AML/KYC/FEMA/RBI regulatory compliance with zero audit violations. Experienced in translating business and financial requirements into structured documentation (Credit Appraisal Memorandums), coordinating across teams and external banking partners, and supporting governance, audit, and risk-control processes in a highly regulated payments environment. Seeking to bring this cross-border payments and compliance foundation into a program/project coordination role supporting multilateral remittance linkages and payment system governance.

Deputy Manager (DM-II) - ICICI Bank - International Operations Division, Mumbai

(2023-01)

• Process and oversee 500+ cross-border remittance transactions monthly, ensuring full compliance with FEMA, RBI, and AML/KYC regulatory requirements — with zero violations across internal and RBI audits since joining.
• Coordinate directly with correspondent banks across geographies to reconcile transaction charges, resolve payment discrepancies, and maintain smooth cross-border settlement throughput at scale.
• Scrutinize AML/KYC documentation on inbound and outbound remittances, sustaining audit-readiness and regulatory adherence in line with FATF-aligned control standards.
• Prepare Credit Appraisal Memorandums (CAMs) for lending proposals of ₹2-5 crore — gathering business and financial information from stakeholders, documenting requirements, and partnering with the Credit team to accelerate proposal clearance.
• Represent International Operations in RBI and internal audits, translating senior leadership's policy directives into team-level process execution and supporting control-gap identification.
• Lead a 7-member team handling cross-border transaction processing, coordinating priorities across functions to meet SLAs on a high-volume, audit-sensitive book.
• Monitor a high-value lending portfolio, identifying delinquency risk indicators early and implementing corrective actions — supporting portfolio governance and risk-control objectives.
• Manage escalations and relationship continuity for key corporate and retail clients, engaging stakeholders at multiple levels to resolve issues without disrupting operations.
• Drive cross-sell initiatives across retail and corporate relationships, contributing a 10-20% lift in conversion through targeted client profiling — reflecting a revenue-and-efficiency-oriented approach to process ownership.

Computer Instructor (Volunteer) - Asset Computer Education / NG Acharya College

(2020-01 - 2022-12)

• Trained students in Tally ERP 9.0, Advanced Excel, and MS Office, strengthening their employability and digital proficiency.
• Coordinated logistics and volunteer teams for college events.

PG Diploma - Banking - Manipal University (2023)

B.Com - Accounting & Finance - NG Acharya College (2021)