Gaurav Bhat

Finance operations professional with 3+ years across customer billing, Accounts Receivable, and Accounts Payable, specialising in automating FinOps workflows without trading away accuracy or control. Built automation for multi-entity invoicing, intercompany posting, Stripe payout reconciliation, and supplier bill imports — cutting recurring cycle times 75–80% while holding 98%+ accuracy across 20,000+ monthly transactions. Runs the operations hands-on: ~$1.5M USD in monthly receivables at sub-30-day DSO, plus AP payments and vendor reconciliations across US, EMEA, Hong Kong, and India entities in NetSuite.

Senior Finance Associate at Nivoda (2024-01 – Present)

• Customer Billing: Own invoice generation across all entities — validating billable items, applying entity-specific tax treatment and multi-currency adjustments, issuing invoices in NetSuite, and resolving billing exceptions and disputes escalated by Customer Success.
• AR & Collections: Run end-to-end collections on 50+ active accounts carrying ~$1.5M USD in monthly receivables, sustaining sub-30-day DSO; own AR aging, bad debt provisioning, write-offs, and account suspensions.
• Accounts Payable: Own payment operations across entities and currencies — 5,000+ invoices monthly including urgent payments, intercompany settlements, and manual postings — at 98%+ on-time with zero processing losses.
• Multi-Entity Books: Reconcile 20,000+ monthly transactions across general ledgers, bank statements, and NetSuite; handle intercompany reconciliation and foreign-currency settlements; prepare substantiation for internal and external audit.
• Ownership & Reporting: Deliver weekly AR/AP and monthly SLA reporting to senior management across US, EMEA, and APAC time zones; lead a team of 2 running EMEA finance operations end-to-end and own a product category's finance as a standalone workflow, authoring SOPs for consistency and handover.

Finance Associate at Nivoda (2023-07 – 2023-12)

• Reviewed 5,000+ invoices monthly across USD, GBP, EUR, HKD, and INR, validating amounts and supporting documents before posting in NetSuite at 98%+ accuracy.
• Reconciled 20,000+ transactions monthly across general ledgers, bank statements, and NetSuite, clearing unallocated receipts and resolving variances.
• Handled customer and supplier queries end to end, covering invoice status, credit notes, remittances, and balance confirmations.

B.Com in Accounting & Finance – Mulund College of Commerce (2020 – 2023)

Higher Secondary Certificate – Model College of Commerce (2018 – 2020)

Secondary School Certificate – IES Chandrakant Patkar (2018 – 2018)