Jharkhand Agency Manager at Choudhary Advisory Services Pvt Ltd. (2024-08 – Present)
Department: Credit Intelligence and Control CIC/RIC/FCU/RCU
- All Bank and NBFC verification Parts
- Travelling Allowance Bills handling
- FO Guidance and training
- Queries Mail Handling
- Branch Visit for Cases regarding feedback and Business Growth
- In the absence of any Backend or Field Executive, I handled their activities and ensured smooth workflow operations
- Handling mail escalation and resolving operational queries within TAT
ADFC Officer (HDFC Bank Ltd) at HDB Finance Ranchi (2022-09-03 – 2024-07-31)
Department: Credit Intelligence and Control (CIC)
- Support and maintain the designated portfolio quality of the bank by adopting appropriate, innovative methods and increasingly effective processes in identification of potential fraud leading to minimal fraud losses
- Detection and Prevention of Risk involved in retail assets finance- Personal/Business loan/Education loan/Two Wheeler loan/Auto loan/Commercial Vehicle loan/LAP/Agri product/Consumer Durable /Payment Business/SME Working Capital Loans
- Coordinate with agencies for proper detection & prevention of risk within TAT
- Conducting detailed risk assessments by analyzing documents, statistics, report and market trends
- Update reports and remarks on centralized bank information system within given TAT
- Preparation & Analysis of various monthly and quarterly loan portfolio reports
- In-depth knowledge of CIBIL & CAM
- Maintenance of Renewals & PDD Collections
- Expertise In commercial & retail banking
- Maintain MIS for Initiation /Report Updation/Hunter/Additional/Crime check
- Resolution of all RIC Deviation Before Disbursement of file
- Conducting Audit Checks
Sampler at Prudent Investigation (2020-03-03 – 2022-08-31)
Department: Credit Intelligence and Control (CIC)
- Sampling for Retail assets products
- Detection and Prevention of Risk involved in retail assets finance products- Personal/Business loan/Education loan/Two wheeler loan/Auto loan/Commercial Vehicle loan/LAP/Agri product
- Maintain MIS for Sampling/Screening in all loan products
- Update reports and remark to concerned bank reporting manager in within given TAT
Line man (Mobile production) at Samsung India Electronics Pvt Ltd. (2015-09-15 – 2016-09-14)
Department: Line man (Mobile production)
