Gurvinder Singh

Skilled in credit processing with experience in financial industry roles. Noted for enhancing operational efficiency by streamlining credit approval processes. Strong understanding of risk management principles demonstrated through previous work impact. Experienced in credit approvals and limits.

Credit Processing Associate - Cholamandalam Investment and Finance Company Ltd - Patiala

(2025-06 - 2026-08)

• Processed customer credit applications with strict adherence to organizational guidelines.
• Reviewed financial documents for loan eligibility.
• Maintained accurate customer records.
• Ensured compliance with internal policies and regulations.
• Analyzed credit profiles and performed risk assessments.
• Verified customer identity documentation.

Credit Processing Associate - SMFG Home Financial Credit Co. Ltd - Patiala

(2024-07 - 2025-07)

• Processed credit applications as per bank procedures.
• Analyzed customer financial information.
• Reviewed loans for accuracy and compliance.
• CAM preparation.
• Tele verification (TPD).
• Personal discussion (PD).

Sr. Associate – Operations & Credit Dept. - ICICI Bank Ltd - Patiala

(2023-01 - 2024-07)

• Streamlined payment processes.
• Executed disbursement processes.
• Ensured secure login protocols.
• Banking analysis.
• Reduced data entry errors.
• CAM preparation.
• Tele underwriting.

Computer Operator - Cattleway Solution Pvt. Ltd - Patiala

(2021-09 - 2022-06)

• Client handling.
• Disbursements.
• Cash handling.

Master of Arts - Punjabi - Punjabi University, Patiala (2017-05)

Bachelor of Arts - Punjabi - Punjabi University, Patiala (2014-09)

Diploma - Computer Application - Indian Red Cross Society, Patiala