Harish Pandey

Evaluated client financial profiles to recommend suitable insurance and investment-linked products based on income, risk appetite, and long-term goals. Executed end-to-end KYC, AML, and documentation processes ensuring regulatory and internal compliance standards. Assisted in risk assessment and policy issuance, coordinating with underwriting teams for approval and documentation validation.

Financial Advisor - HDFC Life Insurance Company Ltd

(2018-08)

• Evaluated client financial profiles to recommend suitable insurance and investment-linked products based on income, risk appetite, and long-term goals.
• Executed end-to-end KYC, AML, and documentation processes ensuring regulatory and internal compliance standards.
• Assisted in risk assessment and policy issuance, coordinating with underwriting teams for approval and documentation validation.
• Analysed customer financial data to support policy eligibility, premium structuring, and coverage decisions.
• Ensured accuracy in proposal forms, financial disclosures, and compliance checks before policy issuance.
• Handled post-issuance servicing including policy modifications, endorsements, and client financial clarifications.
• Developed strong understanding of insurance underwriting principles, risk profiling, and compliance frameworks.

Financial Advisor - Moneyfrog Financial Services Ltd

(2018-06 - 2018-07)

• Researched equity markets and mutual funds to support client investment recommendations.
• Analysed risk-return profiles of financial products for portfolio suitability.
• Assisted in preparing basic investment comparisons and financial summaries for clients.
• Gained exposure to financial markets, asset allocation, and investment advisory processes.

Master of Management Studies - Finance - Sasmira Institute of Business Management Studies (2023 - 2025)

Bachelors of Commerce - Smt. LRT Commerce Collage Akola (2019 - 2022)

H.S.C. - Smt. LRT Commerce Collage Akola (2017 - 2019)