Harshal Kher

Full Stack Engineer experienced in building scalable web and mobile applications with a strong focus on frontend architecture, product development, and performance optimization. Worked across fintech and consumer platforms developing onboarding systems, admin dashboards, authentication workflows, and production-grade user experiences in startup environments.

Software Engineer at TradeCredit Fintech (2025-01 – Present)

• Led development across TradeCredit's buyer, seller, admin, and web platforms, contributing to a unified fintech ecosystem supporting thousands of transactions and users.
• Engineered white-label SaaS capabilities with configurable branding, multilingual support, OTA updates, deep linking, notifications, and monitoring infrastructure, reducing app crashes/error occurrences by ~45%.
• Architected onboarding and financial workflows integrating KYC, eSign, biometric authentication, payment gateways, and NACH systems, reducing onboarding drop-offs by ~30%.
• Built scalable role-based admin and transaction management systems with advanced filtering, pagination, persistence, and reactive state management, improving dashboard performance and reducing data retrieval/load times by ~40%.
• Developed responsive web and mobile applications and deployed the TradeCredit website using Next.js with SEO optimization and analytics, improving Lighthouse scores from ~72 to 95+ and significantly enhancing page load speed and SEO visibility.

Software Developer at Telio-Labs Communications (TelioEV) (2023-07 – 2025-01)

• Scaled cross-platform EV charging applications using React Native, contributing across charging workflows, booking systems, wallet infrastructure, authentication systems, and real-time operational flows.
• Integrated and improved 8+ charging and backend APIs while managing production deployments, platform-specific iOS/Android workflows, and application reliability improvements.
• Built secure authentication, including Google, Apple, and mobile/email login systems, improving onboarding experience.
• Migrated and refactored 30+ APIs and frontend workflows, improving application performance, maintainability, and scalability across the platform while collaborating with backend, product, and business teams.

Software Development Intern at Telio-Labs Communications (TelioEV) (2023-01 – 2023-06)

• Developed the TelioEV application from scratch, building 15+ responsive screens, including Map, Vehicle, and Station Details.
• Implemented route planning and map-based experiences using Google Maps and Directions APIs, reducing API latency by 20% through caching and optimization techniques.

Bachelor of Engineering – Institute of Engineering & Technology, DAVV (2019-08 – 2023-05)