Harshavardhan

P&C Insurance Claims Professional with a Civil Engineering background and 6+ years of combined experience across insurance claims, engineering assessments, construction risk evaluation, and loss investigations. Experienced in Property, Engineering, Marine Cargo, Casualty, and NATCAT claims with strong expertise in coverage analysis, policy interpretation, loss assessment, claims documentation, and claims lifecycle management. Familiar with insurance claims management systems, policy administration concepts, and insurance technology platforms supporting claims and policy lifecycle processes.

Skilled in stakeholder coordination, technical claim investigations, loss documentation review, FNOL concepts, and claims process analysis supporting global insurance operations.

Insurance Claims Operations Manager - INTECH - Hyderabad

(2023-11 - 2025-04)

• Managed Property & Casualty insurance claims across Property, Engineering, Marine Cargo, Miscellaneous, and NATCAT lines of business.
• Conducted claim investigations, site inspections, damage assessments, and loss documentation reviews to support claim evaluation and settlement recommendations.
• Interpreted policy wordings, coverages, conditions, exclusions, and supporting documentation to assess claim applicability and coverage considerations.
• Coordinated with insurers, brokers, surveyors, contractors, and insured parties to gather evidence, validate loss information, and support claim resolution activities.
• Prepared detailed claim reports, incident summaries, coverage analysis documentation, and technical assessment reports for insurance stakeholders.
• Reviewed loss-related documentation, damage estimates, and supporting records to facilitate accurate claim assessment and decision-making.
• Managed claim intake, documentation review, claim tracking, stakeholder communication, and operational activities throughout the claims lifecycle.
• Supported claim settlement discussions by providing factual analysis, technical observations, and policy-based recommendations.
• Guided junior team members in claims investigation, documentation review, report preparation, and claims process compliance.

Sr. Consultant - CONIN TECHNOLOGIES - Hyderabad

(2019-09 - 2023-03)

• Conducted technical inspections, engineering assessments, and documentation reviews supporting property and contractor-related insurance loss evaluations.
• Supported insurance claim assessment activities through site verification, damage evaluation, loss documentation review, and technical analysis.
• Prepared technical reports, compliance records, incident observations, and claim-support documentation for engineering and insurance stakeholders.
• Analyzed project records, operational data, and site observations using Excel-based reporting to support claim tracking and risk evaluation activities.
• Assisted in identifying operational risks, reporting gaps, and documentation deficiencies through detailed analysis and stakeholder collaboration.
• Collaborated with cross-functional teams to ensure reporting accuracy, timely documentation, and compliance with insurance and operational requirements.

Engineer – Structures - GMR INFRASTRUCTURE LTD - Varanasi

(2018-04 - 2019-08)

• Supervised construction activities while ensuring compliance with quality, safety, and engineering standards.
• Maintained project records, inspection reports, and operational documentation to support audits and performance monitoring.
• Coordinated with contractors and engineering teams to improve quality control processes and reporting accuracy.
• Supported insurance-related documentation through structural damage assessments, incident investigations, and technical reporting.
• Prepared site risk assessments and incident reports utilized in engineering evaluations and insurance claim reviews.

MBA - Technology Management - Osmania University

M. Tech - Civil Engineering - SRM University

B. Tech - Civil Engineering - JNTU Hyderabad