Ishwarya S

Actuarial Analyst with 2+ years of experience in U.S. defined benefit pension consulting, specializing in actuarial valuations, benefit calculations, pension plan conversions, regulatory compliance, and process automation. Experienced in IRS and ERISA compliance, VBA automation, and actuarial modelling principles.

Actuarial Analyst at Ascensus (Present)

• Performed census scrubbing, benefit calculations, and actuarial valuations for U.S. defined benefit pension plans.
• Applied actuarial mathematics concepts, including annuity factor and lump-sum calculations, aligned with IFoA CM1 principles.
• Managed pension plan terminations and prepared IRS filings, including Forms 500, 501, and Notices of Plan Benefits (NOPB).
• Conducted Non-Discrimination Testing (NDT) while ensuring compliance with IRS and ERISA regulations.
• Designed and implemented a VBA macro-driven quality assurance checklist, standardizing internal review processes and improving operational efficiency.
• Led pension plan conversion projects from DataIR and Relius to ASC.
• Supported Variable Rate Premium (VRP) calculations and Schedule SB/SE reporting.

Trainee Analyst at Ascensus

• Supported pension plan conversions and migration from DataIR and Relius to ASC.
• Performed census scrubbing, benefit calculations, and actuarial valuation support.
• Generated pension administration forms and completed trust reconciliations.
• Assisted in preparing IRS Forms 500, 501, and Notices of Plan Benefits (NOPB).

Actuarial Intern at Ascensus

• Prepared participant census data and supported interim actuarial valuations.
• Assisted in pension form generation and actuarial documentation.

Actuarial Intern – Motor Claims Reserving at United India Insurance

• Applied stochastic reserving techniques to improve the accuracy of motor insurance claim reserves.
• Analysed historical claims data to assess reserve adequacy and support regulatory reporting.

Master of Science in Actuarial Science – B. S. Abdur Rahman Crescent Institute of Science and Technology (2021 – 2023)

Bachelor of Science in Mathematics – Shri Shankarlal Sundarbai Shasun Jain College for Women (2018 – 2021)