Jagruti Koli

Banking professional with 6 years of experience in core operations, process management, and regulatory compliance at ICICI Bank and Axis Bank. Skilled in KYC/AML verification (SDD, CDD, EDD), STR filing, risk control, fraud detection, reconciliation, and audit support, ensuring complete adherence to RBI guidelines. I have successfully managed branch operations, financial reporting, vault and locker controls, vendor management, and regulatory inspections with a consistent record of accuracy, efficiency, and zero non-compliance.

Assistant Manager at ICICI Bank Ltd (2016-05 – 2020-10)

• Managed backend entries for daily transactions, ensuring accurate posting in ledgers and banking systems.
• Handled bulk uploads (NEFT/RTGS, salary, vendor payments) and verified system entries for compliance.
• Maintained vault registers, reconciled suspense accounts, and ensured accurate backend reporting.
• Monitored customer data and processed changes (account updates, signatures, name changes) in core banking systems.
• Verified KYC documentation (SDD, CDD, EDD) and updated backend systems as per RBI norms.
• Supported auditors with backend records and reconciliations for error-free audit closures.
• Coordinated with vendors for backend invoice processing and timely settlements.
• Provided fund advisory services to HNI and corporate clients while ensuring backend processing accuracy.

Assistant Manager at AXIS Bank Ltd (2021-08 – 2022-09)

• Executed backend entries for financial transactions, including fund transfers, account openings, and reconciliations.
• Processed KYC and updated backend systems for Individuals, NRIs, Partnerships, Trusts, and Corporate clients.
• Conducted daily/weekly backend reconciliations of vault, locker, dummy accounts, and suspense accounts.
• Ensured timely backend posting of vendor payments and branch expenses.
• Filed Suspicious Transaction Reports (STRs) in backend compliance systems as per regulatory timelines.
• Supported backend data reviews for fraud monitoring and risk management.
• Collaborated with cross-functional teams to streamline backend processes and reduce operational bottlenecks.

MBA in Finance – PTU University (2015)

B.Com – Sanpada College of Commerce & Technology (2012)

H.S.C. – Tilak Jr. College of Science & Commerce (2009)

S.S.C. – St. Lawrence High School (2007)