Jothika Ramkumar

Data and risk reporting analyst with 4 years at Standard Chartered Bank, generating and automating portfolio-level reports across unsecured, secured, and mortgage lending for Business Banking and Wealth Management segments. Skilled in SAS, SQL, Python, and VBA, with a track record of handling ad-hoc stakeholder queries, building automated reporting pipelines, and improving accuracy and turnaround time at enterprise scale.

Team Lead, Risk Data Analytics (Contract) - Standard Chartered Global Business Services - Chennai

(2025-09)

• Led automation initiatives for Retail Risk Services portfolio reporting across unsecured, secured, and mortgage lending, deploying AI-driven reporting solutions that cut manual effort by ~75%.
• Directed migration of risk reporting processes from Keystone to the Mosaic platform, improving scalability and efficiency.
• Handled ad-hoc query requests from Business Banking and Wealth Management stakeholders under tight deadlines.
• Partnered with business and technology teams to validate automated outputs and enforce data quality standards.

Team Lead, Data Analytics - Standard Chartered Global Business Services - Chennai

(2023-01 - 2024-11)

• Led automation and optimization of ETL processes using SQL and SAS across secured and unsecured lending portfolios, improving data accuracy and turnaround time.
• Built VBA-based macros to replace manual copy-paste reporting in Excel, and implemented VDI scheduling and automated testing frameworks that streamlined data workflows.
• Delivered MIS reports and dashboards in Excel and Tableau, surfacing key insights for business stakeholders.

Senior Analyst - Standard Chartered Global Business Services - Chennai

(2022-01 - 2023-03)

• Generated automated SAS-based MIS reports, improving operational efficiency and eliminating manual errors.
• Delivered risk and performance analytics to senior management to support strategic decision-making.

MBA - Human Resource Management - University of Madras (2022)

B.Sc - Computer Science - Ethiraj College for Women (2020)