Jyoti Digambar Kini

Currently working as a Legal and Compliance professional at Law firm, ensuring compliance with regulations, reviewing agreements, and coordinating with regulatory bodies. Possess a strong understanding of insurance industry regulations, circulars, guidelines, and notifications. Proven track record of successfully managing compliance certifications, regulatory filings, and compliance reporting.

Accomplished in providing legal opinions, translating legal documents, and coordinating with liasioning departments. Experienced in handling consumer forums, court appearances, and maintaining litigation records. Proficient in SRA law, property matters, society bye-laws, and leave and license agreements.

Skilled in managing teams, motivating employees, and ensuring adherence to compliance standards. Excellent communication and interpersonal skills, with fluency in English, Hindi, and Marathi.

Legal, Compliance and Back Office - Bhagutre and Associates Law Firm

(2024-03)

• Supported Legal Senior team in case filing and briefing the case.
• Coordinating with the various companies for their pending payment and pendency of suits.
• Maintenance of MIS, circulars, guidelines and notification.
• Reviewing and negotiating the contract with the various companies.
• Procedure for company empanelment.

Legal and Compliance - Angel Broking

(2023-09 - 2024-01)

• Ensured strict adherence to IRDAI's laws, regulations, and guidelines by staying informed about their updates, circulars, guidelines, and notifications.
• Reviewed regulatory drafts, provided valuable feedback to the regulatory body, and assessed their potential impact on organizational operations.
• Monitored the collection, compilation, and timely submission of various filings and requirements mandated by IRDAI. This involved the preparation of necessary documentation and close coordination with internal functions.
• Obtained and ensured the punctual submission of periodic compliance certifications from different functions within the organization. Conducted reviews to identify non-compliance or delays and reported them to the management.
• Tracked and kept up to date with IRDAI regulations, circulars, guidelines, and notifications. Shared pertinent updates and requirements with the management team and guided the business in implementing necessary process changes.
• Maintained an up-to-date compliance reporting calendar, organized compliance checklists, and distributed them to the relevant functions within the organization. Responded to adhoc requirements from IRDAI when necessary.

Department – Legal - D.V.KINI & CO Advocates

(2011-10 - 2023-09)

• Supported senior advocate in case filing and preparation.
• Attended consumer forums and court hearings on legal matters.
• Collaborated with panel advocates to ensure effective case management.
• Maintained comprehensive records of all pending litigation within the office.
• Visited police stations to review and oversee legal matters.
• Summarized and provided briefings to Counsel and Senior Counsel on relevant matters.
• Offered legal opinions and advice to clients on various legal issues.
• Managed complete translation of legal documents between Marathi and English.
• Coordinated with the liaison department, including BMC (Brihanmumbai Municipal Corporation).
• Handled tasks related to FIR (First Information Report) and modifications, criminal trials, and specialized in SRA law, property matters, and society bye-laws.
• Managed legal matters related to leave and license, Master Franchise Agreements, and made visits to the Family Court as required.

Assistant Manager - SBI LIFE INSURANCE

(2007-11 - 2011-09)

• Managed and resolved escalated calls and inquiries related to licensing, coding, examination registration, and training at the national level.
• Interpreted IRDA circulars, guidelines, and notifications.
• Studied, summarized, and disseminated IRDA circulars and notifications.
• Overhauled the E-score corporate agency license application and renewals process.
• Implemented IRDA guidelines and updated PAN numbers on the IRDA portal.
• Coordinated with the IRDA PORTAL team to address queries and find solutions.
• Collaborated with branches across India to address their queries and concerns.
• Educated and guided 550 branches nationwide on system processes.
• Participated in meetings to enhance processes and find solutions, in coordination with various departments.
• Analyzed guidelines and circulars to create checklists and ensure end-to-end compliance through stakeholder follow-ups.
• Served as the main point of contact with management and IRDA for queries & process development.
• Provided management with bi-weekly MIS reports, including exam scheduling & branch error rates.

Legal Regional Coordinator - NCR CORPORATION

(2007-04 - 2007-09)

• Drafted and assessed legal documents, including contracts and settlements.
• Facilitated communication between clients and attorneys to arrange appointments, court appearances, and other engagements.
• Monitored the efficient operation of the law firm's administrative tasks.

Process Leader (Central Processing Centre) - ICICI PRUDENTIAL LIFE INSURANCE

(2006-02 - 2007-02)

• Managed a team of 40 officers and 5 executives & reported to the Senior Vice President.
• Served as the primary liaison with IRDA and III for query resolution related to ICICI Life Insurance; issued notices to branches for violations of IRDA regulations.
• Introduced LIFE ASIA and its various aspects to branch offices.
• Ensured compliance with all applicable Indian laws and standards across branch offices.
• Oversaw Branch Compliance Management Information System (MIS).

Officer – L3 - Kotak Life Insurance

(2004-08 - 2006-01)

• Monitored all operational activities from proposal logging to policy conversion.
• Managed proposal check-in and cashiering processes.
• Coordinated with underwriters, branches, and other insurance companies' underwriters.
• Resolved customer queries and handled policy servicing requests through various channels.
• Managed payment cycles to ensure contract compliance.
• Medical Underwriting.

M.Com - Mumbai University (2008)

Licentiate - Insurance Institute of India (2008)

L.L.B. - Mumbai University (2004)

B.Com. - Mumbai University (2000)