Jyoti Shahri

Chartered Accountant with 3+ years of experience in Credit Risk, Liquidity Risk Management, Regulatory Reporting, Reconciliations, Internal Controls, Variance Analysis, and Process Improvement. Experienced in working with global stakeholders, ensuring reporting accuracy, strengthening controls, and delivering data-driven insights for decision-making.

Consultant - Deloitte Touche Tohmatsu India LLP - Pune

(2025-09 - 2026-05)

• Prepared and validated daily/weekly/monthly liquidity reports including LCR, NSFR and internal liquidity metrics for global entities (HK + CN + TW + KR).
• Prepared Funding Concentration Risk reports, Depositors Behavioral Analysis, Country Stress rating and Liquidity profiling of the countries.
• Delivered management dashboard- BSA tool, highlighting stress trends, early warning indicators and risk breaches.
• Liaised with Risk, finance, Treasury and Technology teams for issue resolution and process improvements.
• Knowledge of BASEL 3 and 3.1

Financial Analyst - UBS BUSINESS SOLUTIONS PRIVATE LIMITED - Pune

(2023-04 - 2025-06)

• Assisting in the production, review and analysis of Regulatory reports in Capital domain.
• Designing and executing controls for supporting the critical regulatory reports and adjacent activities.
• Execute report pre-submission checks, implement control procedures, and review regulatory reporting requirements.
• Execute and review key reporting controls (variance analysis, reconciliations etc.)
• Bringing the process efficiencies/improvement/data quality projects to strengthen controls and reduce manual adjustments.
• Worked on Credit Risk, Risk Weighted Assets, Capital Adequacy Ratio and Leverage Ratio Denominator calculations.

Management Trainee - HDFC BANK PRIVATE LIMITED - Pune

(2022-09 - 2023-04)

• Portfolio Management of Corporates having Turnover ranging from 250 cr to 1000 cr.
• Preparation of CAM, performing Credit Assessment, conducting Risk-Based Analysis, Credit Appetite, and preparation of Projections.
• Analyzing and interpreting financial statements of different industries and evaluating the credit worthiness of new as well as existing clients and identify risk associated with various account balances.
• Analyze, design & monitor the implementation of various significant flow of transaction, and identify risk associated with various account balances.

Article Assistant - Audit, Tax & Miscellaneous - KAPOOR TANDON & CO. Chartered Accountant - Kanpur

(2017-02 - 2020-02)

• Managed Books of Accounts and periodically reporting for all discrepancies with keen understanding of market research and analysis.
• Did Internal Audit of the institution's financial, operational, business activities and other tax compliances.
• Assisted in tax audit assignment of non-corporate clients.
• Prepared the Financials Statements as per AS of various clients.

Chartered Accountant - The Institute of Chartered Accountants of India (2022)

B. Com - CSJM University (2017)