K P Dandapani

Delivery Manager / Lending Technology Leader with 22+ years of experience in IT and Banking Technology, specializing in Consumer Lending platforms, Digital Transformation, and Enterprise Project Delivery. Proven track record in leading large-scale Retail, Commercial Lending products - end to end Loan Journey implementation, Loan Origination Systems (LOS) and Loan Management Systems (LMS) implementations across multi-product lending portfolios. Extensive experience in Retail Lending, Digital Banking, and Regulatory Compliance, delivering end-to-end lending solutions from lead on-boarding to loan disbursement.

Successfully led transformation initiatives including cloud migration to OCI, integration with credit bureaus, payment gateways, e-KYC, biometric systems, and implementation of RBI regulatory frameworks (KYC, AML, and CKYC). Demonstrated leadership in managing cross-functional Agile teams, driving API-based integrations, improving underwriting efficiency through STP automation, and delivering scalable Java-based enterprise architectures. Skilled in stakeholder management, vendor management, resource planning, and IT strategy execution to align technology delivery with business growth objectives.

Recognized for driving digital lending innovation, operational efficiency, and faster loan processing turnaround, while ensuring compliance, scalability, and high-quality delivery across complex banking environments.

Chief Manager IT - TVS Credit Systems - Chennai

(2021-08)

• Lead the core lending technology team managing Loan Origination and Loan Management systems across multiple lending products.
• Delivered end-to-end lending solutions from lead on-boarding to loan disbursement for portfolios including Used Car, Tractor, and commercial lending.
• Led digital transformation initiatives, including migration of enterprise lending platforms from on-premise infrastructure to OCI cloud.
• Implemented integrations with credit bureaus, account aggregators, payment gateways, and biometric systems to streamline on-boarding and underwriting.
• Delivered key regulatory compliance initiatives aligned with RBI regulations, KYC, AML, and CKYC guidelines.
• Managed agile delivery teams consisting of developers, architects, analysts, and testing teams.
• Designed scalable Java-based enterprise architectures aligned with business growth and system scalability requirements.
• Collaborated with business stakeholders to align IT initiatives with organizational strategy and lending business goals.
• Led vendor management and technology partnerships, ensuring delivery quality and service-level adherence.
• Managed project budgets, resource planning, and delivery timelines to ensure on-time and within-budget execution.

Project Manager IT - Cognizant - Chennai

(2011-01 - 2021-08)

• Managed end-to-end project lifecycle including planning, execution, delivery, and post-production support.
• Led Agile Scrum teams, facilitating sprint planning, daily stand-ups, sprint reviews, and retrospectives.
• Collaborated with product owners and business stakeholders to define and prioritize product backlogs.
• Coordinated across development, QA, release management, and production support teams.
• Managed scope, schedule, and resource planning to ensure successful project delivery.
• Implemented governance mechanisms to ensure quality standards, coding standards, and delivery best practices.
• Participated in solution architecture discussions and technical design reviews.

Technical Lead - Polaris Software Lab LTD

(2009-07 - 2010-12)

• Led development teams following Agile methodology to deliver enterprise banking applications.
• Managed sprint planning, development tracking, and sprint reviews.
• Implemented reusable frameworks and workflow templates to improve development efficiency.
• Conducted code reviews, unit testing (JUnit), and quality assurance processes.
• Mentored developers and coordinated with vendors to ensure delivery timelines

Project Lead - Oracle Financial Services Software LTD

(2007-03 - 2009-06)

• Designed enterprise application architecture aligned with customer and business requirements.
• Led migration initiatives from legacy systems to distributed architectures.
• Conducted technical design reviews, solution architecture planning, and proof-of-concept development.
• Implemented enterprise standards for web services, code management, and deployment processes.
• Coordinated cross-functional teams for development, testing, and deployment.

Senior Software Engineer - Wipro Technologies LTD

(2003-10 - 2007-03)

• Designed and developed enterprise applications using Java and J2EE technologies.
• Participated in requirements analysis, system design, and development planning.
• Mentored development teams and contributed to system architecture documentation.
• Developed database connectivity modules and automated Unix batch scripts.
• Provided L1, L2, and L3 support for enterprise applications.

Master of Computer Applications - Computer Science - V.S.P.G.S