Karan Chaturvedi

KYC/AML Analyst with hands-on experience at Genpact in Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), transaction monitoring, and financial crime risk assessment. Completes 150+ CDD/EDD reviews monthly, having reduced review backlog by 25% and cut duplicate investigations by 15% through improved process coordination. Skilled in beneficial ownership (UBO) analysis, source of funds/wealth (SOF/SOW) verification, sanctions and PEP screening, and adverse media review, with a track record of flagging 20+ high-risk cases monthly for escalation and resolving 95% of transaction alerts within SLA.

Strong working knowledge of AML/CFT regulations, FATF Recommendations, and OFAC sanctions frameworks, with a consistent record of 100% compliance in internal audits. Proficient across Pega, Intelitrac, STR Database, Web IR, PRM, and BSI case management platforms.

Associate – KYC (AML) Analyst - Genpact India Pvt. Ltd. - Gurgaon, India

(2024-12)

• Execute KYC onboarding and periodic reviews, completing 150+ CDD/EDD cases per month while reducing review backlog by 25%.
• Analyze customer identification documents, beneficial ownership (UBO), source of funds (SOF), and source of wealth (SOW) to identify and mitigate money laundering risk.
• Assess complex corporate and trust structures, accurately assigning risk ratings to minimize financial crime exposure.
• Conduct PEP, sanctions, and adverse media screening, flagging 20+ high-risk cases monthly for escalation.
• Apply risk-based customer profiling to prioritize investigative effort on higher-risk relationships.
• Monitor transactions and investigate system-generated alerts, resolving 95% of cases within SLA.
• Prepare and escalate Suspicious Activity Reports (SAR/STR), contributing to accurate regulatory reporting and audit readiness.
• Ensure adherence to AML/CFT regulations, FATF Recommendations, OFAC sanctions, and internal control standards.
• Support audit reviews and remediation efforts, achieving 100% compliance in internal audits.
• Collaborate with compliance and risk teams to streamline processes, reducing duplicate investigations by 15%.

Master of Computer Application - MCA - Pranveer Singh Institute of Technology (2021-01 - 2023-01)

Bachelor of Computer Application - BCA - Dr. Virendra Swarup Institute of Computer Studies (2018-01 - 2021-01)