Karthik

KYC/Onboarding professional with 2+ years of experience in customer due diligence, document verification, and risk categorization within the banking domain. Skilled in reviewing customer records, identifying discrepancies, and coordinating with customers and banks to ensure compliance with onboarding and regulatory standards. Proficient in Excel and SQL for data review and reporting.

Seeking to transition into a Fraud Investigation / AML Transaction Monitoring role, applying strong analytical skills and attention to detail to identify suspicious activity and support regulatory reporting.

KYC Analyst at Capgemini (2025-01 – Present)

• Verify customer identity documents and supporting KYC records for new and existing accounts, ensuring accuracy and completeness.
• Review and update customer records in core banking systems, maintaining data integrity.
• Assess and assign customer risk categories based on profile, transaction behavior, and documentation.
• Liaise with customers and bank departments to resolve documentation gaps and verification queries.
• Use Excel and SQL to track case volumes, reconcile records, and generate status reports.

KYC Analyst at Turno (2024-04 – 2024-12)

• Conducted end-to-end KYC verification for new customer onboarding, checking ID proofs against submitted documents.
• Identified discrepancies and flagged incomplete or inconsistent customer information for further review.
• Maintained accurate and updated customer records in line with internal compliance standards.
• Coordinated with customers and internal teams to close pending verification and documentation requirements.
• Supported process reporting using Excel-based trackers and dashboards.

B.Tech in Aeronautical Engineering – East West College of Engineering, Bengaluru