Karuna Samuel

Perform audits of export and import invoices and reconcile shipping documents, purchase orders, and payment records while analysing shipment costs and vendor invoices to support logistics budgeting, cost control, and financial forecasting. Review and approve utility bills including water, electricity, gas, and other operational expenses; analyze consumption patterns and prepare cost projections to support budgeting and financial planning. Monitor accounts receivable, including billed and unbilled revenues, analyse ageing reports, and perform timely reconciliations to support collections, reduce overdue balances, and minimise credit risk.

Assistant Auditor - Zen Fashions Apparel (A division of Classic Fashion Apparel, Jordan) - Kerala, India

(2024-09)

• Perform audits of export and import invoices and reconcile shipping documents, purchase orders, and payment records while analysing shipment costs and vendor invoices to support logistics budgeting, cost control, and financial forecasting.
• Review and approve utility bills including water, electricity, gas, and other operational expenses; analyze consumption patterns and prepare cost projections to support budgeting and financial planning.
• Monitor accounts receivable, including billed and unbilled revenues, analyse ageing reports, and perform timely reconciliations to support collections, reduce overdue balances, and minimise credit risk.
• Analyse financial statements, ledgers, and costing structures, including allocation of direct and indirect expenses, and support month-end and year-end close by preparing reconciliations, schedules, and analytical reports to ensure accurate financial reporting and compliance with accounting standards.

Financial Assistant - CA Francis Abraham &Co (Chartered Accountancy Firm) - Kerala, India

(2023-01 - 2024-09)

• Managed taxation and accounting for clients, including general ledger maintenance and bank reconciliations to ensure accurate financial records.
• Maintained data accuracy and integrity in accounting systems and assisted in the preparation and finalisation of financial statements, including Balance Sheet, Profit & Loss, and Cash Flow Statements.
• Assisted a Chartered Accountant in the role of an external concurrent auditor by diligently examining Canara Bank's financial aspects, including cash, security, deposits, loans, and advances, to identify and address any discrepancies on a routine basis.

ACCA Finalist - Amity University, Noida (2023 - 2025)

Distant MBA in Finance - Finance - Jain Deemed-To-Be University, Bengaluru (2019 - 2022)

BCom with International Finance & Accounting - International Finance & Accounting - Jain Deemed-To-Be University, Bengaluru