Kasaram Chakri

Senior AML Analyst with 2+ years of experience across transaction monitoring, fraud investigation, and financial crime compliance for regulated banking and e-commerce environments. Skilled in conducting Enhanced Due Diligence (EDD) on high-risk customers, including source of funds and source of wealth review, beneficial ownership investigation, and adverse media screening. Experienced in SAR/STR filing, root cause analysis, and risk-based decision making aligned to BSA/AML and KYC regulatory frameworks.

Comfortable working with confidential, high-sensitivity case data and case management systems, Excel, and Google Sheets.

Sr. Representative, Operations — AML & Financial Crime Analyst - Concentrix (N26 Bank Process) - Bangalore, India

(2026-02)

• Investigated high-risk N26 Bank customer accounts by reviewing source of funds and source of wealth documentation as part of EDD and CDD workflows, including adverse media reviews and beneficial ownership checks on flagged entities.
• Performed live transaction monitoring to detect suspicious activity, ATO patterns, and financial crime indicators, applying risk-based decision making to prioritize alerts.
• Prepared and filed SARs/STRs for confirmed AML and fraud indicators per OSR and BSA/AML-aligned guidelines, and conducted RCA on flagged alerts to distinguish genuine risk from false positives.

Investigation Specialist — Transaction Monitoring & Complex Case Review - Amazon - Bangalore, India

(2024-12 - 2026-01)

• Conducted end-to-end investigations on complex, high-risk cases by reviewing financial statements and account activity to trace transaction flows and identify AML and regulatory risk indicators.
• Investigated Account Takeover (ATO) and Authorized Push Payment (APP) fraud cases, performing customer screening and identity/document verification using internal and external research sources.
• Audited 400+ investigation case files for regulatory and procedural accuracy using Nautilus and Paragon; reduced defects by 70% through root cause analysis and calibration sessions with the team.
• Prepared audit-ready investigation summaries documenting evidence, risk assessment, and final decisions to support regulatory filing readiness and case traceability.

Investigation Specialist — Seller Risk & Reconciliation - Amazon - Bangalore, India

(2024-12 - 2026-01)

• Executed high-risk seller investigations, mapping case IDs to shipment IDs and resolving shortages, damages, and reconciliation variances using RCAI, POP, PROBRIC, BEACON, DOCKMASTER, and ILAC per SOPs.
• Supported a 4-month Nightwing risk investigations initiative; managed high-risk seller tickets via ZEUS and determined policy- and risk-compliant outcomes.

Technician & Investigation Specialist — AML & Transaction Risk - Randstad - Bangalore, India

(2023-12 - 2024-12)

• Monitored high-volume transaction activity against BSA/AML and sanctions-aligned rules and thresholds, investigating flagged transactions to determine risk level, root cause, and escalation path.
• Automated monitoring and alert validation workflows, improving detection accuracy and cutting investigation turnaround time by 40%.

B.Tech - Electronics & Communication Engineering - Visvodaya Engineering College (2019 - 2023)